List of Canadian Life Insurance Companies

There are numerous life insurance companies that are currently active in Canada. Below you will find a list of companies with links that you can click to find out more about each one.

In 2021, the following three life insurance companies were the largest ones in Canada: Manulife Financial (includes the former brands: Standard Life, Maritime Life, and John Hancock in the U.S.), Sun Life Financial, and Canada Life (includes the former brands: Great-West Life, Canada Life, and London Life).

Please note that SSQ Insurance and La Capitale merged in 2020 into the largest Canadian mutual insurer, Beneva.

Most life insurance companies offer a broad range of insurance products, including: term life insurance, whole life insurance, disability insurance, critical illness insurance, long-term care insurance, no medical life insurance, group insurance, and many more.


Canadian Life Insurance Companies


Get a Life Insurance quote from 20+ Canadian Life Insurers​

    Canadian Life Insurance: Details​

    Company
    Info
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    American Income Life Insurance in Canada offers simple Life Insurance and Supplemental Health Products
    • Agents
    Assumption Life, founded in 1903, is a Moncton-based, mid-size Life and Living Benefits provider. Assumption Life is one of the very few mutual companies, i.e. owned by the policyholders, with a good product mix of life, critical illness, group benefits, and investment products. It is one of the very few companies offering coverage for up to and including age 85.
    • Insurance brokers
    In 2020 SSQ Insurance has merged with La Capitale forming one of the largest Quebec-based insurance companies, Beneva, and offering both Property and Casualty and Life Insurance products.
    • Insurance brokers
    • Direct (online or contact centre)
    Blue Cross
    The Canadian Association of Blue Cross Plans represents the seven independent Blue Cross member plans operating in regions across the country. The Blue Cross members are focused on travel, health and dental plans, and group benefit plans.
    • Direct (online or contact centre)
    BMO Insurance is a bank-based insurance provider (Bank of Montreal). It was founded in June 2009 with BMO purchased AIG Life Insurance Company of Canada (AIG Life of Canada). It offers a broad range of life and critical illness insurance products.
    • Insurance brokers
    • Direct (online or contact centre)
    Canada Life has merged with two other brands: Great-West Life and London Life and currently operates under one single brand of Canada Life offering a very wide range of life and living benefits products. It is one of three, by far, the largest life insurance companies in Canada. Its disability product is particularly robust with a unique feature, Lifetime Benefit. In 2017, Great-West Life acquired Financial Horizons Group Inc, one of the largest Canadian MGAs (Managing General Agency).
    • Insurance brokers
    Founded in 1992, Canada Protection Plan is focused on no medical life insurance and is known as a third party administrator, i.e. they use Foresters as their underwriting insurance company, so a Canada Protection Plan policy is issued by Foresters. On Oct. 2, 2020, it was announced that Canada Protection Plan and Foresters would be merging under the brand of Canada Protection Plan, A Foresters Financial Company.
    • Insurance brokers
    Canadian Tire Insurance offers Creditor Insurance (Life Coverage, Disability Coverage, Involuntary Unemployment Coverage) when enrolling into various Canadian Tire banking products.
    • Bundled with own banking products
    CIBC Life Insurance is an insurance arm of CIBC. It focuses on simple life insurance products and creditor insurance.
    • Captive agents
    • Direct (online or contact centre)
    Co-operators Life Insurance began as a cooperative for prairie farmers in 1945. Today, the company offers life insurance, group insurance, and wealth management products as well as property and casualty products. The Co-operators Group Limited owns several entities, including Co-operators Life Insurance Co., Co-operators General Insurance Co., CUMIS, Edge Benefits Inc., Sovereign Insurance & Premier Group of companies, and others.
    • Captive agents
    Costco in Canada collaborates with different insurance providers to offer a variety of insurance products to its members. Among other insurance products it includes Term Life Insurrance, Health & Dental Insurance, and Travel Insurance – all underwritten by Manulife.
    • Directly through the website
    Cumis Life Insurance Company is a Canadian insurance company that operates as part of The Co-operators Group Limited. Cumis Life Insurance, specifically, is known for providing life insurance products to individuals and families including such products as Whole Life, Infinity Term, Universal Term, Versatile Term.
    • Licensed agents at Credit Unions
    Desjardins Insurance is a Quebec-based company (a subsidiary of Desjardins Group) offering life, disability, critical illness, and group benefits, plus auto, home, travel, pet insurance through their property and casualty division. They also offer a wide array of investment products. In 2018, Desjardins Group acquired State Farm Canada and integrated them under the Desjardins brand name. In 2023, Desjardins Group acquired IDC Worldsource Insurance Network Inc. (IDC WIN), Canada's leading life and health insurance managing general agency plan.
    • Insurance brokers
    • Direct (online or contact centre)
    Empire Life is a Kingston-based, mid-size Life and Living Benefits provider offering a wide range of Life and Living Benefits. It also provides guaranteed issue plans for the hard to insure Canadians. Founded in 1923, and since then, merged with several other companies, and in 1968 became the operating company of Empire Life Financial Corp. as the holding company.
    • Insurance brokers
    Started in 1920, and is one of the very few mutual insurance companies (i.e. owned by the policyholders) left in Canada. They offer typical life insurance products, e.g. term, whole, and universal life, and critical illness insurance. They also offer group benefit plans. They are particularly competitive in the whole life market.
    • Captive agents
    • Insurance brokers
    Foresters Financial is a fraternal organization, founded in 1874, owned by The Independent Order of Foresters (a fraternal benefit society). Foresters offer a wide range of products including life insurance, critical illness insurance, and, with their merger with Canadian Protection Plan, numerous simplified issue plans.
    • Insurance brokers
    Humania was found as The Union Saint-Joseph (L’Union Saint-Joseph de Saint-Hyacinthe) in 1874. In 2012, the rebranded company became Humania Assurance. It offers life, critical illness, health, and disability insurance products.
    • Insurance brokers
    • Direct (online or contact centre)
    Established in 1997, the company's focus from the beginning was the underwriting of special risk life, accident, and health products that other traditional insurers do not offer. For an application that is out of the ordinary, it is definitely worth asking a broker to consider them.
    • Insurance brokers
    Industrial Alliance (iA) was founded in 1887, based in Quebec, and rebranded as Industrial Alliance Financial Group in 2015. They offer individual life insurance, group insurance, individual wealth management, and group savings and retirement plans. iA acquired Hollis Wealth Management in 2017. In 2018, IA acquired one of the largest Canadian MGAs (Managing General Agency) PPI Management Inc. They are one of a very few insurers offering a decreasing term plan.
    • Insurance brokers
    • Financial planners
    Transamerica has been initially an arm of American Transamerica insurance company but has been acquired by Wilton Re, a reinsurance company, and rebranded as Ivari being located in North York, Ontario. They offer several term and universal life plans, critical illness insurance, plus investment products. The company also has a solution for otherwise uninsurable children.
    • Insurance brokers
    La Capitale was founded in 1940 headquartered in Quebec City and has its origins in a mutual fund. In 2020 La Capitale has merged with La Capitale forming one of the largest Quebec-based insurance companies, Beneva, and offering both Property and Casualty and Life Insurance products.
    • Insurance brokers
    • Direct (online or contact centre)
    London Life has merged with two other brands: Great-West Life and London Life. It currently operates under one single brand Canada Life offering a very wide range of life and living benefits products. Canada Life is one of three, by far, the largest life insurance companies in Canada.
    • Insurance brokers
    Manulife offers a vast array of life and living benefits products and underwrites products of many other companies. It is one of three, by far, the largest life insurance companies in Canada and one of the largest financial services organizations in North America including its subsidiary, John Hancock.
    • Captive agents
    • Insurance brokers
    Medavie Blue Cross is a Moncton-based, mid-size Life and Living Benefits provider that is primarily focused on Group Insurance. The company also administers various government-sponsored health programs on behalf of provincial and federal governments. It is a not-for-profit organization that is a member of the Canadian Association of Blue Cross plans.
    • Captive agents
    Primerica is a part of a North American company Primerica which is widely known for offering exclusively Term Life Insurance products only. It operates through a network of agents who are often part-time sales force. They also do recruit new agents through their sales efforts as well as public seminars.
    • Captive agents
    RBC Insurance is an insurance arm of Royal Bank of Canada. It distributes both Property and Casualty Insurance products (underwritten by Aviva) and own Life and Living Benefits insurance products.
    • Captive agents
    • Insurance brokers
    • Direct (online or contact centre)
    Reliable Life Insurance Company (focus name since 1943) has been in business along with a sister company, Old Republic Insurance Company. Their focus is on niche insurance, custom, and private label products.
    • Captive agents
    Securian Canada is a combination of Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company. It offers Canadians life, accident, critical illness and sickness insurance products along with creditor insurance.
    • Banks
    • Credit unions
    • Finance companies
    • Affiliated Associations or groups
    Serenia Life Financial (formerly FaithLife Financial) is a smaller Life Insurance company located in Waterloo, ON. It has been set up as a fraternal benefits society (originating from the US). Their customer segment is defined as Canadians with Christian values, and they require their representatives to have those values as well.
    • Captive agents
    • Insurance brokers
    ScotiaLife Financial is a bank-based insurance provider (Scotiabank). It offers a range of relatively simple life and living benefits products. Some of their products, e.g. Accidental Death Insurance, are underwritten by other providers such as Chubb Life Insurance Company of Canada.
    • Direct (online or contact centre)
    Specialty Life Insurance (SLi) is a boutique life insurance company focused on life insurance products for people who have difficulty getting traditional coverage. Their main focus is on simplified issue and guaranteed issue life insurance.
    • Insurance brokers
    SSQ Insurance was founded in 1944, headquartered in Quebec City. In 2020 SSQ Insurance has merged with La Capitale forming one of the largest Quebec-based insurance companies, Beneva, and offering both Property and Casualty and Life Insurance products.
    • Insurance brokers
    Standard Life Assurance Company
    Standard Life was a company offering an array of insurance, investment, retirement, and financial protection products. In 2015, it was acquired by Manulife, one of three, by far, the largest life insurance companies in Canada.
    • Captive agents
    • Insurance brokers
    Sun Life offers a vast array of life and living benefits products and underwrites products of many other companies. In the past, it acquired several insurance companies, e.g. Clarica Insurance in 2002. Sun Life is one of three, by far, the largest life insurance companies in Canada.
    • Captive agents
    • Insurance brokers
    TruStage Insurance is a U.S.-based insurance company that focuses in Canada mostly on Final Preplanning and Final Expense Insurance solutions.
    • Insurance Advsiors
    UV Insurance (formerly UL Mutual Company) is a Drummondville, QC based company, formed 130 years ago. It offers individual insurance, group insurance, and investment, and retirement products. It offers both term and permanent life insurance, and critical illness coverage.
    • Insurance brokers
    Founded in Manitoba in 1896, created by and for farmers. Wawanesa began selling life insurance in 1961. It offers a broad product range, including term and whole life plans, instant issue life, and quick issue critical illness insurance. Wawanesa Insurance also sells numerous property and casualty products.
    • Insurance brokers

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    • Lisa
      January 14, 2021 at 5:09 pm

      Is The National Life Assurance Company of Canada still in existence? How do I contact them? The address is: Glens Falls, New York

    • Urie
      January 11, 2021 at 2:59 pm

      Is the Canadian General Life Insurance Company still in existence? If not, where can I direct inquiries regarding an insurance policy issued to me by this company?

    • Shamika K
      November 27, 2020 at 12:43 am

      Which company has the best Term 25 rates for a 46 year old female with diabities?

      • LSM Insurance
        November 27, 2020 at 9:50 am

        Thanks for the note. The premium will depend on a number of variables the type of diabetes (insulin or non insulin) Your smoking status and any other related health and / or lifestyle issues. I will send you an email now.

    • Carole
      July 17, 2017 at 9:27 am

      I have total dividends in the amount of $662.12 and looking to make a loan of $5000.00
      Is this possible? my policy numbers are 8…. & 4…..

      Please let me know.

      Thank you!!!

      • LSM Insurance
        November 27, 2020 at 9:55 am

        Carole that depend on the cash value in the policy. The cash value of a participating whole lie policy is generally the guaranteed cash plus the cash value from the dividends. If you contact the insurance company or your broker they should be able to give you these details.

    • Jean clayton
      November 18, 2016 at 1:54 pm

      I have several policies with the name of Mutual Life Of Canada What is the name change. Not sure if these policies have been cashed in.

      • LSM Insurance
        November 18, 2016 at 6:39 pm

        Mutual Life became Clarica and was subsequently purchased by Sun Life. You can contact them and they should be verify if the policies are still active.

    • Harry
      November 17, 2014 at 6:42 pm

      Do any life insurance companies offer a 45 year term? I’m 48 but my grandparents lived to over 90. I don’t smoke and I’m in good health

      • LSM Insurance
        November 17, 2014 at 7:50 pm

        Thanks for the note there are no companies that would offer a 45 year term but you could do a term 100 plan which gives you level premiums to age 100 and coverage for life. I will email you with more specifics.

    • Joseph
      August 27, 2014 at 10:21 pm

      Which company will insure a senior over 82

      • LSM Insurance
        August 28, 2014 at 8:08 am

        Thanks Joseph,

        It depends on the plan. Several companies insure applicants over 80 including Assumption Life, Industrial Alliance and Assumption Life.

    • Tenaw
      August 22, 2014 at 10:47 pm

      Where does the American income life insurance falls amongst these companies?

    • Vicki
      August 6, 2014 at 8:56 pm

      Good article that list of Canadian Life Insurance Companies. Thanks for this list!

      • LSM Insurance
        August 7, 2014 at 7:53 am

        Thanks for the note Vicki. Much appreciated.

    • Olivia
      June 3, 2014 at 8:16 am

      How long do I need to be a non smoker witth BMO to change to a non smoker rates. I’m off cigarettes and use a tobacco free e cigarette now. What form should |I complete

      • LSM Insurance
        June 3, 2014 at 8:54 am

        Thanks Olivia. In order to get non smoker rates you have to be tobacco free for 12 months. Unfortunately insurance carriers view e-cigarette users as smokers even the tobacco free version.

    • Giselle
      May 18, 2014 at 7:30 pm

      Does anyone know if Great West Life verifies if someone graduated from school?

      • LSM Insurance
        May 19, 2014 at 9:17 am

        I would think they would do periodic checks on this type of thing

    • sash
      January 20, 2014 at 3:19 pm

      $1000,000
      Please let me rate $1,000,000Term ins age 36 male non smocker.

      • LSM Insurance
        January 21, 2014 at 4:43 pm

        Thanks Sash. It would depend on your age nearest age and the length of the term.

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      January 19, 2014 at 5:44 pm

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    • Horace
      October 27, 2013 at 10:54 am

      Can I change the beneficary on my life insurance without the benficiary knowing.

      • LSM Insurance
        October 27, 2013 at 11:23 am

        If it is an Revocable beneficiary and not an irrevocable beneficiary you can change the beneficiary without their authorization or consent. Regards,

    • Rob R
      October 22, 2013 at 9:39 am

      My mother is 93 years old and has two insurance policies with Mutual Life Assurance Company of Canada Can you please let me know whom we can contact to discuss the status of these policies. One goes back to 1942 and the other to 1962
      Best regards
      Rob R

      • LSM Insurance
        October 22, 2013 at 2:05 pm

        Thanks for the note Rob. Mutual Life demutalized an became Clarica which was purchased by Sun Life. Their website is here https://www.sunlife.ca/

    • Mark
      October 20, 2013 at 10:42 pm

      Hello my mom died and she have a life insurance name: The National Life Assurance Company of Canada. I am looking everywhere and can not find this company. Can someone please help me.

    • Rez
      October 4, 2013 at 5:45 pm

      I got rated on my life insurance because of speeding tickets this makes no sense. I talked to the … agent and he I could re-apply after some of them are off my record. My car insurance went up but what does this have to do with life insurance. Could they have made a mistake and it went to the wrong department.

      • LSM Insurance
        October 4, 2013 at 6:34 pm

        Hi Rez, Generally speaking one or two speeding tickets would have no impact on your life insurance premiums. But multiple tickets, reckless driving etc and the insurance company may deem this as a hazardous lifestyle which impacts risk. Keep in mind each insurance company has it’s own underwriting criteria.

    • Inquirer
      September 21, 2013 at 3:47 pm

      So, it’s only the first couple of years you have a policy. Not the entire policy?

      • LSM Insurance
        September 21, 2013 at 4:45 pm

        I’m not sure what you are referring to. If you clarify we are happy to answer you question.

    • Linda
      September 7, 2013 at 8:01 pm

      I would like to file a claim on a Foresters life insurance policy.

      • LSM Insurance
        September 7, 2013 at 8:02 pm

        Hi Linda, Foresters contact details are below.

        Foresters of Canada
        789 Don Mills Rd.
        Toronto, ON
        M3C 1T9

        Foresters Life
        1660 Tech Avenue, Suite 3,
        Mississauga, Ontario, Canada
        L4W 5S8

        Toll Free: 1-800-267-8777
        Phone: 905-219-8000

    • CLAIRE
      September 4, 2013 at 9:06 pm

      Hello,

      How will I know that the insurance company will pay out the coverage amount once I die? Will they try to obstruct the pay out, or find a reason not to pay it out?

      Thanks

      • LSM Insurance
        September 5, 2013 at 8:33 am

        Thanks Claire. Assuming your application questions where answered accurately and you do not die from an excluded death, suicide in the first 2 years or depending on the policy one of the the listed exclusions the policy will pay out.

        Having said that policies under 2 years or larger claims often take longer for the insurance company to process. A good broker can make sure all requirements are filled and can hasten the claim process.

    • Steven S
      September 3, 2013 at 8:38 am

      What does it mean when my fathers policy has an irrevocable beneficary it still has my step mom on there. How can we get this changed

      • LSM Insurance
        September 3, 2013 at 9:21 am

        Thanks Steven – an irrevocable beneficiary means that both the policy owner and beneficiary must sign off on any changes to the policy.

    • Pete
      August 29, 2013 at 8:41 pm

      What factors go into ranking different insurance companies?

      • LSM Insurance
        August 30, 2013 at 8:27 am

        In term of stability. Their assets, the types of assets, the amount of liabilities outstanding in relationship to those assets.

    • TW
      August 9, 2013 at 12:27 pm

      How can I get details on my Guaranteed Life Plus plan

      • LSM Insurance
        August 9, 2013 at 12:29 pm

        Thanks for the note. You can call BMO Insurance for details at 1-800-387-9855.

    • Hazel
      July 23, 2013 at 3:50 pm

      I would like to change my address?

      • LSM Insurance
        July 23, 2013 at 3:56 pm

        Thanks Hazel. If you click on the insurance companies name this take you to a page with their contact details. You can contact them and change your address.

    • Insurance Direct
      July 8, 2013 at 12:55 pm

      Just wondering if insurance policies have any restrictions on travel, residency. IE, do I have to live in Canada for a certain amount of a year, or are there no restrictions.

      • LSM Insurance
        July 8, 2013 at 3:47 pm

        It would depend on the policy. If you did a lot of dangerous travel, the insurance company may exclude travel to those regions

    • Solomon
      July 8, 2013 at 11:17 am

      Is it true that an insurance company can change or restrict your beneficiary under a current insurance policy you have and are paying for? Thanks.

      • LSM Insurance
        July 8, 2013 at 11:40 am

        An insurance company can not change the beneficiary without the policy owner’s authorization.

    • Jenna
      July 2, 2013 at 12:55 pm

      Do you know what the elimination period on my Canada Life disability plan means

      • LSM Insurance
        July 2, 2013 at 3:57 pm

        The elimination period refers to how long you must wait for your disability insurance benefit to kick in.

    • Jordie S
      June 21, 2013 at 1:32 pm

      Do you have a phone number for Canada Protection Plan my brother passed away and I need to contact them. Thanks

    • Naveed Saeed
      June 8, 2013 at 10:06 am

      I want to join your sales team I have 2 years successful experience in EFU life insurance company but my experience certificate has been misplaced. 8 years experience in Citibank dsa as a marketing team manager.If you give me a chance to work for your company, I shall put my maxumum efforts to increase your business.

      Thanks

    • Mr. Intro
      June 7, 2013 at 3:31 pm

      I am looking for a group plan for 10 employees. We have a packaging company and no benefits. Mainly interested in Health and Dental

      • LSM Insurance
        June 8, 2013 at 2:36 pm

        Thanks for the note. The premiums are influenced by a few variables. We will be in touch by email very soon to help with a quote.

    • LSM Insurance
      June 4, 2013 at 8:34 am

      The Mortgage Life and Disability Insurance Products offered by BGS are Underwritten by Foresters Life Insurance Their plans offer Life and Disability Creditor Protection up to $500,000 of life to applicants 18 to 69 and $3,000 a month of Total Disability Protection to applicants 18 to 64 with No Health Questions and No Medical Tests.

    • Layton
      June 4, 2013 at 8:21 am

      How exactly does the Bingham Group Services plan work and who pays out the claim?

    • lorraine Javet
      May 21, 2013 at 4:44 pm

      Hello,

      The Mutual Life Assurance Company of Canada is now which insurance company?

      thank you

      • LSM Insurance
        May 21, 2013 at 4:58 pm

        Thanks for the note. Mutual Life became Clarica which was purchased by Sun Life.

    • Ron C
      May 17, 2013 at 5:55 am

      I am looking for a list of the companies that still offer Term 100 in Canada. I want a simple plan with out all the bells and whistles just guaranteed premium, no cash etc.

      • LSM Insurance
        May 17, 2013 at 6:19 am

        Hi Ron, The number of Term 100 providers is shrinking. But Manulife, BMO, SSQ and Industrial Alliance still offer Term 100 plans. As do smaller carriers like La Capitale and Western Life.

        The premiums depend on your age, smoking status and the amount of coverage. We will send a separate email now.

    • Tic
      May 13, 2013 at 8:11 pm

      Hi… I am inquiring about the differences between the different insurance companies? For example, if I want a 200K UL. I am a 32yo female nonsmoker. What is the difference between the different options?

      • LSM Insurance
        May 14, 2013 at 8:18 am

        The differences can be significant, especially if you are looking for a level cost Universal Life plan. Many companies have exited this market.

    • Thomas
      May 3, 2013 at 8:40 am

      What happened to Union of Canad?

    • Derek
      April 30, 2013 at 9:05 pm

      I was curious if my premiums would be higher as a firefighter compared to the average low risk occupation?

      • LSM Insurance
        May 1, 2013 at 11:40 am

        Thanks for the note Derek. All things being equal firefighters do not pay a higher rate than other occupations.

        We will be in touch by email.

    • LSM Insurance
      April 29, 2013 at 7:39 pm

      John, that depends on whether you can “no” to some of the questions on the Simplified Issue no medical plans. The more questions you can answer “no to the higher the coverage. We will send you a separate email now.

    • LSM Insurance
      April 29, 2013 at 7:38 pm

      Fraser, you would have to supply medical evidence to get an improvement in classification. Most insurance companies require you to be tobacco free for 12 months.

    • John
      April 29, 2013 at 6:54 pm

      How much non-medical term life insurance is it possible for me to buy in Canada?

    • Fraser
      April 29, 2013 at 6:52 pm

      I’m a male 45 years old have been a non smoker for the past 5 years but smoked for 20 years prior. My policy needs renewing, would I now be considered a non-smoker and would that be reflected in my premium?

    • LSM Insurance
      April 24, 2013 at 12:03 pm

      Hi Donna,

      Thanks for the note we are happy to help out and clarify things. The premiums will based in part on the following:

      The amount of coverage
      The type of plan (Term or Permanent – Term starts off lower and increases as you get older. Permanent starts off higher but generally offers a level rate
      Your Date of Birth and Smoking Status. Please note most insurance companies use age nearest pricing so we would need the month and year of birth to do an accurate quote
      Any major health issues we offer both traditional life insurance and No Medical Life Insurance plans.

      We will send you an email now?

    • Donna
      April 23, 2013 at 9:01 pm

      Hi…I am 56, shopping for life insurance…very confusing…Would appreciate any help, advice etc!

      Thanks
      Donna

    • LSM Insurance
      April 23, 2013 at 2:15 pm

      BMO Insurance’s Customer Service Centre number is 1.800.387.9855.

    • Rea G
      April 23, 2013 at 2:12 pm

      Do you have BMO phone number. I want to change my beneficiary. Thanks

    • LSM Insurance
      April 14, 2013 at 10:02 am

      Thanks for the note. It’s hard to say which company or plan is best without looking at your individual situation. The premiums vary among carriers, the cost will be influenced by you age, smoking status, Health and coverage amount.

      We will send you a separate email now.

    • Rick
      April 14, 2013 at 6:51 am

      We are 4 in our family. My wife and I have Life insurance (I believe its term) and kids have ins. to cover funeral all through LL. I have a house and an additional investment property with another investment property to come in the next month. Mortgage ins is through RBC. Very expensive. Will call LL next week to discuss but should I be considering a different insurance carrier? Should I convert to a permanent?

    • LSM Insurance
      April 10, 2013 at 5:58 pm

      Thanks for the note. We will be in touch by email to see which plan is the best fit.

    • attinko
      April 10, 2013 at 1:01 pm

      37 year old male with Hep B condition since 2yrs but undercontrol and no medication looking to have a term life ins that will cover life or life ins for limited amount. Have mortgage and of course would like to safe on ins as money is tight.
      Thanks

    • LSM Insurance
      February 19, 2013 at 9:19 am

      Thanks for the note. You would have the contact the insurance carriers directly to see if they would have interest in your product.