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UL Mutual Head Office 142 Heriot P.O. Box 696 Drummondville (Quebec) J2B 6W9
Phone Numbers
UL Mutual Head Office 142 Heriot P.O. Box 696 Drummondville (Quebec) J2B 6W9
Not Rated
Life Insurance products
Non-participating and limited-pay whole life, Year-to-term cost of insurance, term-to-100, term life
President & CEO
Jacques Desbiens

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President & CEO: Jacques Desbiens
AM Best Rating: Not Rated
Total Assets:  $1.7 billion
Net Income: $16.4 million
Assets Under Management: n/a
Net Premiums Written:  $121 million
Mutualists Equity: $178.9 million
Number of Insureds: 300,000
Financial Size Category: n/a
FSR Outlook: n/a
Best’s Issuer Credit Rating: n/a
ICR Outlook: n/a
As of date: n/a
Organization Type: Mutual Company
Specialty Lines of Business: Annuities, Life, Living Benefits, Investment, Retirement
Marketing Type: Broker
Life Insurance Product Portfolio: Non-participating and limited-pay whole life, Year-to-term cost of insurance, term-to-100, term life.
Living Benefits Product Portfolio: Critical illness, group benefits
Compliance Head: Eric Timmons
Privacy Policy:
Email Address: Use the form on their website under e-mail.
*Info courtesy of A.M. Best 2013 Key Reference Guide and UL Mutual’s 2012 Annual Repot.

UL Mutual, similar to other Canadian life insurance companies, offers numerous products targeting clients with various insurance needs.
Though LSM Insurance is not directly affiliated to this insurer, our experienced life insurance brokers have access to products and quotes of over 20 Canadian insurers similar to the ones provided by UL Mutual such as term life insurance quotewhole life insurance quoteuniversal life insurance quotedisability insurance quotecritical illness insurance quoteno medical life insurance quotelong-term care insurance quotegroup benefits and others.

UL Mutual is a mutual insurance company serving Quebecers since 1889. The company has also been present in Ontario and New Brunswick since 2004. UL Mutual’s financial condition is the envy of its rivals and its success is mainly thanks to its sound business management and a solid network of over 2000 independent financial security advisors.
UL Mutual distributes products that include life insurance and critical illness insurance as well as savings and retirement investment products. The company also offers solutions in the field of Group Insurance.
UL Mutual’s image is one of stability, durability and avant-gardism. It remains one of the last of Canada’s mutual insurance companies and its members have voting rights at its general meetings as well as the right to elect its board of directors.
UL Mutual is a member of Assuris which administers a guarantee fund established to protect policyholders in the event that their life insurance company should fail.

  • Over 7 billion dollars of life insurance in force
  • A solvency ratio of 300%
  • Over 200,000 insured members
  • Over 2000 independent financial security advisors

UL Mutual Company Policies


  1. Great Term 10 and Term 20 rates
  2. Preferred rates on Term policies and plans are guaranteed renewable and convertible


  1. No disability insurance policies
  2. No participating Whole Life Policies
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