WHOLE LIFE INSURANCE QUOTE AND EXPERT TIPS

Why Choose LSM Insurance For Whole Life Insurance

  • Serving Canadians for over 25 years
  • One of the largest Canadian life insurance brokerages
  • Offering Whole Life insurance solutions across Canada
  • We work with more life insurance companies than the majority of brokers (25+ insurers)

 

LSM Insurance is accredited by:

 

 

 

Get a Whole Life Insurance quote today or ask questions

Whole Life Insurance Quote for Canadians

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Your Date Of Birth
Amount of Coverage
Occupation
Comment
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Sample Whole Life Insurance Quotes

Female, 51 years old, non-smoker, no serious health pre-conditions, whole life insurance policy for $200,000 coverage

Best quote:
$237 per month

Male, 44 years old, non-smoker, no serious health pre-conditions, whole life insurance policy for $200,000

Best quote:
$204 per month

Female, 35 years old, non-smoker, no serious health pre-conditions, whole life insurance policy for $500,000

Best quote:
$276 per month

What is Whole Life Insurance?

Whole life insurance is a life insurance policy that covers a policyholder as long as he/she lives. In addition to being a life insurance product, it is also a saving product – a whole life insurance policy accumulates value that you can get, either when you terminate (surrender) the policy or if you decide to borrow against the policy value.

Historically, this type of insurance was created to combine a lifelong insurance product with a savings component.

Interested in whole life insurance or have questions? Please complete the form above.

When do you Need Whole Life insurance?

There are numerous cases in which whole life insurance is your best option:

  1. You want to have life-long coverage that does not expire.
  2. You want to have predictable insurance rates – whole life insurance rates will always stay the same.
  3. You want someone to invest and monitor your savings for you.
  4. You are not expecting extraordinary investment profits – whole life insurance’s cash value accumulation will be always lower than high-risk/high-growth investments.

Interested in whole life insurance or have questions? Please complete the form above.

How does Whole Life Insurance compare to other life insurance products?

Here is a brief comparison on how whole life insurance compares to term life insurance and universal life insurance.

  Term Life Insurance Whole Life Insurance Universal Life Insurance
Coverage length Limited (e.g. Term 10 – coverage for 10 years) Life long Life long
Insurance coverage Yes Yes Yes
Cash accumulation No Yes Yes
Can choose amounts going into insurance and cash accumulation No No Yes

Interested in whole life insurance or have questions? Please complete the form above.

What are Whole Life Insurance Rates?

Whole life insurance rates are fixed for life. In the beginning, premiums are higher than term life insurance, but in the later stages of your life, term life insurance rates will be very high because they increase as you age. Whole life insurance rates will stay the same. That is why whole life insurance is a good option if you want to have predictable insurance rates that don’t skyrocket as you age.

Interested in whole life insurance or have questions? Please complete the form above.

Testimonials

Dags Marasigan:

“… Jack Bendahan of LSM Insurance facilitated two insurance policies… Jack will not stop being a professional insurance/financial advisor as soon as he closed his own deal(s). He will see to it that he will be there for any assistance…”

Leigh-Ann Rousom:

“… We want to thank you for the excellent customer service and value of your products. We are particularly happy with YOU as our provider. …”

Bob Redinger:

“… If you are considering purchasing any Financial or Insurance Product and Services, then there is only ONE provider that you should consider dealing with and that provider is: LSM Insurance.…”

Yang Yang and Anna Yang:

“…We were very pleased with the service provided by LSM Insurance.

They were persistent without being pushy and helped us get a great plan at a great price..…”

One Comment

  1. Life Insurance and Final Expenses 03/23/2009 at 1:36 pm

    […] If you would like me to design a plan for your paticular situation please contact me at  1.866.899.4849 or visit our instant quote page Life Insurance Quote […]

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