LSM Insurance in Media outlets

The threshold ranges from two to four cannabis usages per week, depending on the insurer, said Lorne Marr, LSM Insurance’s director of new business development.

Many insurers no longer treat cannabis users as cigarette smokers -- who pay much higher premiums due to the high-risk activity -- provided there is no tobacco or nicotine in the products they use.

"I feel like I would be leaving my wife and the kids quite empty-handed if anything were to happen to me," Tim Potter said. People with diabetes, severe mental illness, HIV, heart conditions and other serious ailments can experience difficulties with finding affordable life insurance.… Read more

“They’re working later, they’re carrying debt longer, mortgage longer so they feel like they need term insurance to cover off that risk. And so it becomes harder when you’re 60 to 70, because people then have health issues.”… Read more

Millions of Canadians are living with a serious medical condition that has made it difficult, if not impossible, to secure meaningful life insurance.… Read more

People feel stressed because all they’ve been able to secure is a couple of policies that will pay just enough to cover his funeral expenses. Securing affordable life insurance is a growing problem.… Read more

Finding affordable life insurance gets harder when you’re 60 to 70, because people then have health issues. The number of Canadians only with diabetes has doubled since 2000, said Joan King, director of government relations for Diabetes Canada.… Read more

“The issue of pre-existing conditions is a bit of a growing issue because people are needing term insurance longer in their life because of the financial pressures today,” said Kevan Penonzek, manager of Insurance Direct Canada in Vancouver.… Read more

Half of Canadians will develop cancer at some point in their lives, the Canadian Cancer Society says. And about eight per cent of Canadians have been diagnosed with diabetes, a condition that's growing in frequency amid an aging population.… Read more

There’s a trend of people needing insurance for a longer period because they have families later in life or haven’t paid off their mortgage yet. But securing affordable life insurance is a growing problem as more Canadians are diagnosed with serious ailments.… Read more

Securing affordable life insurance is a growing problem, but Insurance companies have become much more liberal about covering people with health issues, said Lorne Marr, director of new business for LSM Insurance, which owns No Medical Exam Life Insurance.… Read more

"The issue of pre-existing conditions is a bit of a growing issue because people are needing term insurance longer in their life because of the financial pressures today," said Kevan Penonzek, manager of Insurance Direct Canada in Vancouver.… Read more

People with diabetes, severe mental illness, HIV, heart conditions and other serious ailments can be left in the lurch. Serious ailments made it difficult to secure meaningful life insurance.… Read more

It’s a definite problem, says Michael Aziz, co-president of Canada Protection Plan, which seeks to fill the void left by traditional insurers by offering coverage that doesn’t require a medical examination.… Read more

Securing affordable life insurance is a growing problem as more Canadians are diagnosed with serious ailments. People feel stressed because all they’ve been able to secure is a couple of policies that will pay just enough to cover his funeral expenses.… Read more

Like millions of Canadians, Tim Potter is living with a serious medical condition that has made it difficult, if not impossible, to secure meaningful life insurance. The Halifax father of seven was diagnosed 26 years ago with Type 1 diabetes.… Read more

People with diabetes, heart conditions and other ailments can be left in the lurch. Other red flags for insurers can include travel to certain parts of the world or risky recreational activities. Securing affordable life insurance is a growing problem as more Canadians are diagnosed with serious ailments. … Read more

Since 2008 LSM Insurance has been providing its' employees with an option of working longer days in order to get an extra day off. Lorne Marr, a Director of LSM, suggested an idea of working four days a week during a height of 2008 financial crisis. Thus LSM Insurance became one of the first companies in Ontario that implemented a four day work week.

Canadians looking to enjoy soon-to-be-legalized pot-infused edibles could get hit with higher insurance premiums – depending on the size of their appetite.

Many insurers no longer treat cannabis users as cigarette smokers – who pay much higher premiums due to the high-risk activity – provided there is no tobacco or nicotine in the products they use.

Many insurers no longer treat cannabis users as cigarette smokers -- who pay much higher premiums due to the high-risk activity -- provided there is no tobacco or nicotine in the products they use.

Many insurers no longer treat cannabis users as cigarette smokers -- who pay much higher premiums due to the high-risk activity -- provided there is no tobacco or nicotine in the products they use.