Our mission is to help Canadians find the best and most affordable life and living benefit insurance solutions in Canada.

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5 reasons to choose LSM Insurance for all your life insurance needs in Canada

  1. Many insurance brokers work with just 2 or 3 companies. We have access to over 20 Canadian insurers.
  2. One of the oldest and most respected life insurance brokerages in Canada.
  3. Offering life, disability, critical illness, health and other insurance solutions across Canada.
  4. Able to provide insurance for complicated cases (e.g. health pre-conditions, seniors, etc).
  5. Serving Canadians for over 25 years.

LSM Insurance in the news

What clients say about LSM Insurance

Raymond and Shauran Ramdihal:

“… We were thrilled with the level of service you provided. You made the entire process of buying insurance enjoyable and you saved us money in the process…”

Leigh-Ann Rousom:

“… We want to thank you for the excellent customer service and value of your products. We are particularly happy with YOU as our provider. …”

Arthur Balaniuk:

“… I am very pleased with the plan they set up. It’s easy to see why they have become so successful and I would not hesitate to refer others looking for insurance and investment solutions to LSM Insurance…”

Yang Yang and Anna Yang:

“…We were very pleased with the service provided by LSM Insurance.

They were persistent without being pushy and helped us get a great plan at a great price..…”

Life Insurance in Canada - Expert Blog

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5 Reasons To Buy Life Insurance If You Have Dependants

LSM Insurance President, Chantal Marr, was quoted by CTV News' Chief Financial Commentator, Patricia Lovett-Reid on Canada AM.Pattie shared Chantal's top 5 reasons why someone with dependents should buy life insurance. Check out the video and blog post below: Life insurance: what it covers, when to get it, and why to consider it By Pattie Lovett-Reid, Chief Financial Commentator, CTV News @PattieCTV Published Thursday, June 4, 2015 7:37AM EDT I’m not going say: everyone needs ...
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how-funeral-insurance-policy-works

How Does Funeral Insurance Policy Work?

We get a lot of questions on funeral insurance and how it works. In terms of funeral insurance, you can have a policy that is owned by the funeral home. Alternatively, what I’ll talk a little bit about now is an individual policy that is owned by the policy owner but is being used to cover funeral expenses. The advantages of this are that you own the policy, you choose your benefits rate, and you can even set up some of these policies where there is an increase in death benefit to help ...
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Life Insurance Claim Experience compared: RBC Insurance vs. Manulife vs. Empire Life

A personal story by Michael Mlotek In May 2019, my mother Helen Mlotek passed away. Being an independent insurance broker, I have done many death claims but this one was emotional. I had to deal with three insurance companies: RBC, Manulife, and Empire Life. The following is my experience. RBC The people at RBC were kind and sympathetic. Due to the amount of insurance, it was considered an express claim, meaning the paperwork was minimal. I was told they would try to pay the claim ...
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Tool to explore Life Insurance in Canada

LSM Insurance equips Canadians with numerous tools to understand life, disability, critical illness, and health insurance. This section will also allow you to find out more about all Canadian life insurance companies, explore expert insurance tips, and learn more about each insurance type. Should you have any questions, our knowledgeable insurance experts are happy to help you.