LSM Insurance has been helping people in Toronto with their life and living benefit needs for more than 25 years. From the boroughs of Etobicoke to Scarborough and Markham, from East York to North York and beyond, everyone in Toronto can rely on LSM’s experienced life insurance brokers.
Toronto, ON, Canada
Insurance products we offer in Toronto:
Life insurance in Toronto is very important for everyone, and even more so for those with a mortgage. Housing prices in Toronto are among the highest in Canada; those that achieve home ownership must protect their asset. Life insurance can ensure the mortgage is paid if the earner(s) in the household pass, leaving dependents behind. Other insurance components, such as permanent insurance that comes with a cash savings account, are important for long-term insurance and wealth protection planning. Brokers address the individual needs of their clients then shop the market to provide the best policy at the best price. If you live in Toronto, a broker can customize a policy for you today.
The Financial Services Commission of Ontario (FSCO) regulates and licenses agents and brokers in the province.
Life insurance rates in Toronto are based on a variety of factors such as health, commute, prevalence of health conditions in your family background and more. The following are average, sample rates. To get the best rate, consult with a broker that will shop the market for you and provide you the best policy in your price range.
Disclaimer: Remember, life insurance rates are highly individual and depend on a number of criteria including but not limited to your age, lifestyle habits, occupation, and much more. A broker can assess if you should apply for a traditional or simplified policy and match you with the best policy for your needs.
Life insurance rates in Toronto depend on the type of policy you choose and your personal risk factors. Term is the cheapest type of policy. A healthy 35-year-old male non-smoker can get $250,000 of coverage for as low as $18.68/month.
Life insurance in Toronto is sold by agents, brokers, and direct (online/phone/app). A broker reviews all your options on your behalf, eliminating the need for you to spend time comparing rates on your own.
The Financial Services Commission of Ontario (FSCO) regulates and licenses agents and brokers in the province.
Disability insurance in Toronto is best purchased through agents or brokers. It is a very nuanced policy and having professional input is important to ensure you get the right coverage.
