Empire Life Insurance Company

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President & CEO: Mark Sylvia

AM Best Rating: A (Excellent)

Total Assets: $10.67 billion

Net Income: $78.8 million

Net Premiums Written: $813.5 million

Premiums Income: $819 million

Financial Size Category: XI ($750 million to $1 billion)

FSR Outlook: Stable

Best's Issuer Credit Rating: a

ICR Outlook: Stable

As of Date: 06/28/13

Organization Type: Stock

Specialty Lines of Business: Group Accident & Sickness, Individual Annuities, Individual Life Insurance

Marketing Type: Independent Agency Broker


Empire Life Insurance Company
259 King Street East
Kingston, Ontario
K7L 3A8

Toll Free: 1-800-561-12681-800-561-1268
Phone: 613-548-1881613-548-1881
Fax: 1-800-920-5868

Web Address: www.empire.ca
Email Address:

* Info courtesy of AM Best Key Ratings Guide 2013.

Empire Life Insurance Company is one of the top ten life insurance companies in Canada, with a commitment to provide its customers with all their financial security and wealth management needs. Whether you are a career starter, getting married, having children, building up your business, employed or ready to retire, Empire Life offers the most suitable insurance and financial planning throughout one’s life. With independent advisers, the company makes sure you will find the best possible options to suit your needs.

Borrowing for investment purposes can be an efficient wealth-making opportunity. Choosing from their many tailored products ensures that you will find an easy and cost-effective way of borrowing.

Empire Life offers plans for retirement from the newly-employed until the age of 60. The younger you begin retirement planning, the better offers you will get.

Insurance products include a variety of term and permanent, universal life and critical illness insurance. Group life and health benefits are suitable for business owners for complete employee coverage. The most advisable business insurance is their Key Person Insurance.

Empire Life aims at minimizing taxes and maximizing retirement income. Their financial planning offers ways to reduce your taxes, reduce your debt load, and set aside money every month.

Subscribing to the Empire Life News, you will receive up-to-date information on the latest news and events happening with the company.

Regional offices can be found in the following cities: Toronto, Burlington, Waterloo, London, Quebec and Atlantic provinces, Ottawa, Calgary, Edmonton and Vancouver.

Empire Life Insurance Company News

LSM Insurance is an independent Life Insurance Brokerage and is Not Directly Affiliated to Empire Life Insurance Company.

Call us: 1-866-899-4849

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Empire Life Insurance Company Policies

1. Their term plans are renewable to age 100.
2. The Universal Life policy has no surrender charges.


1. They do not offer a Term 30 plan.
2. They do not offer preferred rate on their term or permanent policies.

1 year stock chart for E-L Financial Corporation Limited

The above stock charts are for the parent company E-L Financial Corporation Ltd., of which Empire Life Insurance Company is a subsidiary. These stock charts are for informational use only and are meant to reflect the current financial well-being of the parent company.

LSM Empire Life Policy Reviews

Review of Empire Life Insurance Company are from LSM Insurance.


  1. Sharmin 05/07/2008 at 11:49 am

    My name is SR, I am writing regarding a …. insurance. You can contact me at. …. I’m the administrator of his estate and his only heir mother.

    Thank you,

  2. LSM Insurance 05/07/2008 at 2:26 pm
  3. Angeline Joseph 06/16/2008 at 12:48 am

    How do I get an extended health benefits claim form and to whom do I have to send it?

  4. LSM Insurance 06/17/2008 at 12:35 pm
  5. [...] is a good news–bad news scenario. Empire Life’s Vital Link Basic was a stripped-down critical illness plan for cost-conscious consumers. It [...]

  6. Rosalyn L 05/16/2013 at 6:45 pm

    hi! I just want to know if I am a valid Empire Life policy …. I availed a Universal life insurance and I already had my contract with me since march. I just want to verify. Thanks.

  7. LSM Insurance 05/17/2013 at 6:21 am

    Thanks Rosalyn, You would have to contact Empire directly. Their address and phone is below.
    Empire Life Insurance Company
    259 King Street East
    Kingston, Ontario
    K7L 3A8

    Toll Free: 1-800-561-1268 or contact your broker.

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Head Office: 2900 John Street Suite #302 Markham, L3R 5G3
Office 1-866-899-4849, 905.248.4849 Fax 905.300.4848

© LSM Insurance Services Ltd. 1998-2017

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