Address:
La Capitale
625 Saint-Amable Street
Quebec QC
G1R 2G5
Toll Free: 1-800-463-5549
Phone: 418-643-3884
Fax: 418-646-0370
Web Address: www.lacapitale.com
*Information Courtesy of AM Best Key Ratings Guide 2013.
La Capitale Life Insurance similar to other Canadian life insurance companies, offers numerous products targeting clients with various insurance needs.
Though LSM Insurance is not directly affiliated to this insurer, our experienced life insurance brokers have access to products and quotes of over 20 Canadian insurers similar to the ones provided by La Capitale Life Insurance such as term life insurance quote, whole life insurance quote, universal life insurance quote, disability insurance quote, critical illness insurance quote, no medical life insurance quote, long-term care insurance quote, group benefits and others.
La Capitale is a 70-year-old province of Quebec based life insurer who is expanding Canada-wide now on the basis of their solid track record in Quebec.
La Capitale meets and surpasses the solvency requirements set by the regulating authorities for Quebec-registered insurance companies, with an EMSFP ratio of 216%.
Pluses:
1. They have attractively priced long-term care policies.
2. They offer Term 30 and Term 35 policies with level coverage or decreasing coverage.
Minuses:
1. No preferred rates on their term plans.
2. No participating whole life policies.
If the insurance company I signed with sells can I get out of my policy?
You can cancel your policy anytime irrespective if the insurance company you are with is sold to another company. Life Insurance is a unilateral contact.
Thanks for the note. You would have to contact your MGA or La Capitale directly for this.
Address: 625 Saint-Amable Street
Quebec QC G1R 2G5. Toll Free: 1-800-463-5549 / Phone: 418-643-3884
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