ACA Assurance (L’Union-Vie Compagnie Mutuelle/ Union Life Mutual)

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*Union-Vie (UL Mutual) administers the Canadian policies for ACA. All other ACA Canadian operations have been suspended. 

Chairman: Jacques Desbiens

AM Best Rating: Not Rated

Total Assets:  $1.717 billion

Net Income: $16.4 million

Net Premiums Written: $89.3 million

FSR Outlook: n/a

Best’s Issuer Credit Rating: Not Rated

ICR Outlook: n/a

As of Date: n/a

Organization Type: Mutual

Specialty Lines of Business: Life Insurance

Marketing Type: n/a


Union-Vie Compagnie Mutuelle (UL Mutual)
142, rue Heriot C.P. 696
Drummondville, Quebec
J2B 6W9

Toll Free: 1-866-441-7224/1-800-567-0988
Phone: 819-478-1315
Fax: 819-474-1990

Web Address:

Email Address[email protected]

*Information courtesy of the AM Best Key Ratings Guide 2013

ACA Assurance, also known as the Association Canado-Américaine, is the only Franco-American fraternal benefit society of its kind. It offers a variety of insurance products to its members. ACA Assurance’s own travel agency organizes trips, social and cultural activities for members, awards scholarships, and publishes its own monthly magazine, Le Canado-Américain. Members of ACA Assurance usually live in North America, and are mostly concentrated in New Brunswick, Ontario, New England, Québec, and Louisiana. These are the regions where ACA is licensed to operate.

Its products include whole life and term life insurance, accidental death and dismemberment, travel insurance and more. Basic membership in ACA Assurance is only $25 per year. In return, members receive cultural benefits and a family accident cash plan, paying up to $10,000.

One of ACA’s most interesting product is Guaranteed Life. It is a permanent whole life insurance plan for anyone aged 40 to 85 with difficulty obtaining insurance elsewhere; there are no health questions asked and no medical exam required.

They also offer Term 28 life insurance, an ideal protection for children, students and young workers. This insurance is payable until, and expires on, the insured person’s 28th birthday.

News about ACA Assurance

LSM Insurance is an independent Life Insurance Brokerage and is Not Directly Affiliated to ACA Assurance (L’Union-Vie Compagnie Mutuelle/ Union Life Mutual).

Call us: 1-866-899-4849

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ACA Assurance Policies


1. Unique Family Accident plan
2. Term 28 plan for children


1. Limited Term line-up
2. No Participating Whole Life plans


  1. JAMES R. BROWN 08/28/2014 at 8:32 pm

    I left a message last week about my son’s death and wanted to know what you need to process his policy

    So far I have been unable to find it?? once again I can give the info: Raymond Gerald Joseph Brown Carriere B:July 26, 1969 d: August 18th ruled accidental in house fire.
    Service by funeral home Aug 22nd 2014 to see obit
    You have been taking $60.39 from my account for many many years now…it used to be about $10 less until you purchased aca ins PLEASE ADVISE WHAT INFO YOU NEED FOR THIS CLAIM, THX JIM BROWN, FATHER AND BENIFICIARY

  2. Anna Sun 08/29/2014 at 12:04 pm

    Hi James,

    An e-mail has been sent to you regarding this. You would need to contact ACA Assurance directly to obtain information about your son’s policy.

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Head Office: 2900 John Street Suite #302 Markham, L3R 5G3
Office 1-866-899-4849, 905.248.4849 Fax 905.300.4848

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