11 Ways to Lower Your Risks in Life

Top 11 Ways to Reduce Risk in Life 00

1. Do not smoke

One of the most beneficial acts of reducing risk in your life is to not smoke or quit smoking. Smoking cigarettes is the number one preventable cause of respiratory problems, cardiovascular disease and cancer. While those are great risks smokers are exposed to, smokers are also more susceptible to the flu and the common cold than a non-smoker. Smoking is an incredibly hard habit to break, yet the benefit of breaking the habit is worth it in the long run.

2. Lower your cholesterol

High cholesterol increases the risk of having a developing coronary heart disease. This happens when cholesterol in your blood starts to clog your arteries and narrowing the passage of blood to your heart. There are many supplements that can aid you in lowering your cholesterol yet might have negative side effects. The best option in lowering your cholesterol is through having a high-fiber, low-fat diet while exercising.

3. Keep a healthy weight

Along with smoking, obesity and in-active lifestyles are leading causes of cardiovascular disease. Obesity rates have become an epidemic among both men and women across the United States and Canada. According to Stats Canada 53.6% of Canadians over the age of 18 reported that they fit within the range of obesity in 2013. This is because not enough Canadians are getting the physical activity that they require.

4. Exercise 

One great way to reduce risks is to exercise regularly. Not only does exercise reduce the risk for diseases such as cancer, diabetes and heart disease, it also aids with your mental health as well by reducing stress. Following the Canadian guidelines adults from the age 18-64 require only 22 minutes a day of moderate to intense workout. Just start off small and build yourself up to an exercise regiment that you feel comfortable with.

5. Eat fruits and vegetables

We all grew up with our parents telling us to finish our veggies before we were allowed to have dessert. Our parents weren’t punishing us but encouraging us to have a healthy diet. Fruits and vegetables are high in vitamins, minerals and fiber that contribute to a healthy way of living. They also help in reducing the risk for cancer and other chronic illnesses such as cardiovascular diseases.

6. Take vitamins

Another thing from childhood that we should continue to do is take our vitamins. The vitamins that we should take today are no different from the ones we used to take. Vitamins with antioxidants, such as, vitamin E and homocysteine-lowering vitamins like folate and B6, show promise in prevention of cardiovascular disease.

7. Avoid trans fats

Trans fats are linked to an increased risk of cardiovascular disease. Something that you can do is avoid trans fats in your food. However, this is not as easy as it should be. There has been long running debate between cooking with butter or margarine. Other fatty acids such as omega-3 are controversial in the world of health experts.

8. Alcohol lowers risk in moderation

Studies have shown that drinking alcohol in moderation is linked to reduction in cardiovascular disease and has preventive properties for Alzheimer’s disease. Alcohol consumption should only be done in moderation as over consumption leads to negative effects such as cancer and liver cirrhosis.

9. Lower stress levels.

If you find yourself constantly stressed, it may have negatives effects on your health. A correlation between having a hostile attitude has been linked with having a higher chance of cardiac events. Meanwhile, maintaining a cynical outlook is associated with rapid progression of carotid artery disease. Thankfully, there are many methods to manage your stress. Meditation, breathing exercises and yoga are techniques that help reduce stress levels and in turn prevent cardiovascular disease, coronary artery disease, reduce the risk of encountering cardiac problems. In addition, meditation improves your tolerance for exercise and increases blood circulation to the heart.

10. Get a good night’s rest

People need to have regular deep sleep. Having a good night’s sleep helps your ability to think critically and help with memory recollection. If you are not getting quality sleep it can leave you cranky and tired. Having a good deep relaxing sleep reduces the risk of developing Alzheimer or dementia in the future.

11. Stimulate the mind

Keeping your mind active is another way to reduce the risk of having Alzheimer’s or dementia. Performing activities throughout the day that involve multiple tasks of communication, interaction or organization are the best ways to maintain your mind. Learning something you never knew before is a great way to keep your mind stimulated as well.

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  • LSM Insurance
    January 26, 2015 at 5:25 pm

    Thanks Ami. The list not in any particular order. We probably could of included some other items like drinking 8-10 cups of water a day. Personally I found keeping fully hydrated helps with energy level. The great thing about many of these things are they also improve the quality of life. As you correctly point out many of the items are intertwined. Exercise can lower your cholesterol and blood pressure and can lower your stress level or help you better deal with stress. All things that translate positively into leading a better quality of life and increased longevity.

  • Ami Maishlish
    January 26, 2015 at 4:42 pm

    Points #1 to #7 inclusive state the obvious and are 100% “on the mark”.

    Point #8 is to be viewed with a proper understanding of the term “moderation”. Certain types of alcoholic beverages, such as red wine, include beneficial enzymes and anti-oxidants. However, just as you will not go on a 30 day prepackaged meals diet to lose weight by eating the entire 30-days’ worth of meals in two days …to “expedite” the process :-), more than a moderate (meaning “small”) amount, and only for a max of once daily, can and likely will be harmful.

    Points #9, #10, and #11, IMO, should be placed right at the top of the list. This applies particularly to point #9 “Lower Stress Levels”!!!

    Stress is a mechanism that we “inherited” from our ancestors and was necessary for survival. An adrenaline surge, increased heart rate to pump blood and oxygen more quickly and under higher pressure was necessary to support “fight or flight” in dangerous situations when a “boost” was required for quick and swift physical action. All that, however, is of no use and harmful in situations where that “boost” is not compensated for in physical action such as in a heated argument on the phone or staring at bills, miscommunication with family or co-workers and the like.

    Stress, and particularly unmanaged stress, is known to be a major factor in nearly all ailments and and just about every serious and critical illness. Some scientific research suggests that stress and its consequences are worse than smoking over 2-packs of cigarettes per day. In fact, stress is one of the triggers of nicotine addiction (“smoking”), alcoholism, drug abuse and addiction, ulcers, various forms of cancer, obesity (often caused by “emotional eating”), upper and lower back problems, dementia, etc. Exercise (Point #4), good night’s sleep and some short day-time naps (Point #10) and activities to stimulate the mind (Point #11) are all effective methods to reduce that #1 enemy of modern humanity – stress. Make a list of what stresses you out and discuss it with your medical advisor. Ask your medical advisor to suggest “non-chemical” (non-pilly… big pharma takes too much out of our pockets and unnecessarily strains our medical system as it is) methods. Get some real sunlight (in moderation, of course) and lots of fresh air. Walking the dog, playing golf, or just a brisk walk will also help nicely toward points #2, #3, #4, #10, and most importantly, point #9. If you are a life insurance agent and you have to ask your client “Is anything allright?” to get a short answer, you are most probably speaking to a likely rated or declined candidate.