We’ve Got The Answers: My Policy has a Travel Exclusion, What are My Options?

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Today's Question: My policy has a travel exclusion, what are my options?

When applying for a life insurance policy, you are typically asked to answer a series of health questions and a series of life style questions. The area of travel, more often, falls into the life style questions category.

One thing to keep in mind is that travel exclusions vary from company to company. Each individual company has it own underwriting protocol and some travel companies even have different questions than others. It is imperative that you check with a multitude of different companies to see what their underwriting protocols are. That is where a good broker can come in and shop the market to ensure you receive the policy with works for you and has the best underwriting criteria for your particular situation. So, there is no need to put of the travelling. Travel fun and travel smart!

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