What Your Territorial Health Plan Covers: Nunavut

Posted on June 4, 2013 and updated March 20, 2018 in Life Insurance Canada News, Provincial Health Plan 3 min read

Nunavut is the newest territory in Canada and it too has a territorial health insurance plan. The plan is called The Nunavut Healthcare Plan and is available to all residents of Nunavut.

What Does the Nunavut Healthcare Plan Cover?

    • Physician’s diagnosis and treatment of medical illnesses or injury
    • Surgery including surgical assistance and anesthetic services where required
    • Obstetrical care, which includes pre- and post-natal care
    • Eye exams and surgery performed by an ophthalmologist
    • The standard ICU hospital ward rate
    • Nursing services provided by the hospital
    • Diagnostic services, such as X-rays and labs
    • Drugs prescribed by a physician and administered in hospital
    • Use of the operating room, case room, and anaesthetic facilities required for diagnosis and treatment, including necessary equipment and supplies
    • Radiotherapy treatment, occupational therapy, and physiotherapy when provided by an insured facility

What is Not Covered by the Nunavut Healthcare Plan?

  • Yearly physical exams for patients between the ages of 10 and 65
  • Cosmetic surgery
  • Prescription drugs
  • Physical examinations done at the request of a third party for preschool or insurance medicals, food handlers or driver’s license examinations, or obtaining a passport or pre-employment requirements, et cetera
  • Optometric services
  • Dental services other than specific procedures related to jaw injury or disease
  • The services of chiropractors, naturopaths, podiatrists, osteopaths, and acupuncture treatments
  • Physiotherapy, speech therapy, and psychology services received in a facility that is not an insured hospital
  • Any service to which a resident is entitled under legislation, such as Workers’ Compensation Act, Public Health Act, or treatments as a result of service in the Canadian Forces
  • Hospital charges above the standard ward rate for private or semi-private accommodation
  • Services that are not medically required, such as cosmetic surgery
  • Services that are considered experimental
  • Ambulance charges (except inter-hospital transfers)
  • Dental services, other than specific procedures related to jaw injury or disease
  • Alcohol and drug rehabilitation

Medical Travel

Given Nunavut’s rural nature, the territory’s healthcare plan will partially cover medical-related travel expenses when a physician requires the patient to seek treatment outside the territory. The Nunavut Healthcare Plan will pay your airfare less a $250 round trip deductible (co-payment) from your home community to the nearest centre where treatment is available.

If you are seeking supplemental health insurance coverage to cover what Nunavut does not, please call us at 1-866-899-4849. For more information on the Nunavut Healthcare Plan, please visit its website.

avatar
Syed Raza
Syed Raza

Hi Carl, health insurance and life insurance are different. Orthopedic footware will fall under health insurance and the coverage will depend on the the health insurance provider and what they cover. So, it’s best if you check with your provider.

Carl Hartman
Carl Hartman

Is orthopedic footware covered for beneficiaries?