New question in Life Insurance FAQ


New question in Life Insurance FAQ:

What are the common illness or medical condition a person can be declined with such regular life insurance application?

Some of the illnesses include a recent diagnosis of cancer, stroke, heart attack, uncontrolled diabities, high blood pressure or cholestrol. Insurance companies like to see illnesses are stable. Applicants with serious health issues may want to investigate Simplified Issue plans. These plans have a shorter series of health questions than traditional life insurance plan. Once the insured is declined for an application his/her options will become more limited.

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