New Section: Pre-existing Medical Conditions

Posted on January 25, 2011 and updated February 3, 2011 in Life Insurance Canada News 2 min read

Health is the most valuable thing we have and any illness or other damage to one’s health brings inconvenience, discomfort and suffering.  Pre existing medical conditions of various kinds can come under your insurance company’s magnifying glass when you are applying for a life insurance policy.

What do medical tests mean to you and your particular health condition?  Is there any other option to get life insurance?  What if you have serious illness like cancer or are infected with HIV?  What if you have diabetes, are a smoker, or have had experience with drugs?

Just as you are taking your health seriously now, so will your insurance company. Therefore, we compiled a list of articles which should help you learn more about your pre-existing health condition and how to deal with it. You can find almost all usual pre-existing conditions in our list.  In case you don’t find the answer to your question, do not hesitate to ask us in the comments and we will gladly find an answer for you!

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Dennis Doucette
Dennis Doucette

My fiance has hepatitis C but is in excellent shape and leads a healthy lifestyle. She’s 48 years old. What would be estimate of premiums for life insurance of $500k