Standard Life’s ideal Term Fund Plus offers competitive rates of returns and unlike many of its competitors its fully redeemable (subject to market value adjustments). In addition, it offers all the same benefits of an insured investment, including the opportunity to split your pension income as well as the potential to double the pension tax credit, the potential for creditor protection and the opportunity to bypass probate.
The minimum investment is $25,000, there is no set-up fee, there are flexible terms from five to ten years and there’s a 45-day rate basis guarantee available. If you would like more information on Ideal Term Fund Plus, or any of Standard life’s other plans, programs and products, please don’t hesitate to contact us at 1.866.899.4849.
Hi K,
Thanks for the note – we are happy to do a search on the best 5 year GIC rate. But we do not absorb the transfer change.
Regards … Lorne
Sir,
What is the best GIC 5 yrs. lock in interest rate for $ 33,400 RRSP. would your institution absorb the transfer charges levied by TD Canada?
thank you
Hi Al,
Thanks for the note. Standard Life investments are covered under Assuris https://www.assuris.ca/
Best Regards … Lorne
We have existing investments with Standard Life (Policy # …. …. ….) We were thinking of investing in more GIC products. Please advise if these GICs are insured or guaranteed in any way by Assuris, CDIC, etc