Standard Life’s GIC: Ideal Term Fund Plus

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Standard Life’s ideal Term Fund Plus offers competitive rates of returns and unlike many of its competitors its fully redeemable (subject to market value adjustments). In addition, it offers all the same benefits of an insured investment, including the opportunity to split your pension income as well as the potential to double the pension tax credit, the potential for creditor protection and the opportunity to bypass probate.

The minimum investment is $25,000, there is no set-up fee, there are flexible terms from five to ten years and there’s a 45-day rate basis guarantee available. If you would like more information on Ideal Term Fund Plus, or any of Standard life’s other plans, programs and products, please don’t hesitate to contact us at 1.866.899.4849. 

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  • LSM Insurance
    March 5, 2010 at 2:01 pm

    Hi K,

    Thanks for the note – we are happy to do a search on the best 5 year GIC rate. But we do not absorb the transfer change.

    Regards … Lorne

  • K. Gahunia
    March 4, 2010 at 1:41 pm


    What is the best GIC 5 yrs. lock in interest rate for $ 33,400 RRSP. would your institution absorb the transfer charges levied by TD Canada?

    thank you

  • LSM Insurance
    October 21, 2009 at 2:55 pm

    Hi Al,

    Thanks for the note. Standard Life investments are covered under Assuris

    Best Regards … Lorne

  • Al
    October 21, 2009 at 1:08 pm

    We have existing investments with Standard Life (Policy # …. …. ….) We were thinking of investing in more GIC products. Please advise if these GICs are insured or guaranteed in any way by Assuris, CDIC, etc