8 Ways Your Life Insurance Application Could Get Declined

Traditional life insurance applications are not always approved easily. Insurance companies will undergo a process known as underwriting when you submit your application for coverage. This process allows carriers to determine a fair premium to charge.

If you are considered a high risk case the carrier may ask for a higher than average premium. If your risk of premature death is above the carrier’s threshold for risk, your application will be declined meaning you won’t be offered any life insurance coverage.

Take a look at our infographic below, outlining the 8 most common reasons why you application will be declined.

8 common reasons life insurance declined

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