Most life insurance companies in Canada will provide life insurance to permanent residents or landed immigrants, but the following criteria will generally need to be met:
1. The applicant needs to be either a Canadian citizen, or have a permanent residence card. If the applicant has not received the permanent residence card, most insurers will require a letter of acceptance.
2. There are no minimum residency requirements in Canada, but the applicant must live in Canada on a permanent basis.
3. The applicant should have a permanent social insurance number, but many insurance companies will accept the application if it is currently being applied for.
4. If the applicant has been in Canada for less than one year, most insurance companies will do a blood profile tests with Hepatitis B and C screening along with the other medical requirements, which would be based on their age and coverage amount.
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