When should you stop paying for life insurance?

Chris R.’s mother is 97 years old, in excellent health and living independently in her own home. For a very lengthy period of time, she’s paid for a whole life insurance policy. The premium is paid semi-annually. Chris asks whether she really needs to continue to pay premiums on this policy or she can cease paying and just leave the policy alone. Lorne Marr, an insurance professional, answers this question