LSM Insurance has been helping individuals and businesses in Calgary with their life insurance and living benefits needs for more than 25 years. Whether you are a small business in need of group insurance, an entrepreneur looking for a plan administrator for a HSA, or an individual wanting to protect their financial future, LSM is here for you.
Calgary, AB, Canada
Insurance products we offer in Calgary:
Calgary is a city in transformation. The last few years have seen everything from natural disasters to energy companies with head offices downtown pulling away, to a global pandemic and an economic dip fueled by world events. But Calgarians are resilient and resourceful! The downtown core is seeing more mixed-use and residential options, the city is becoming known as a haven for the tech industry, and plenty of individuals are starting up or investing in their own businesses. Life insurance and living benefits helps businesses and individuals in Calgary plan for their future, knowing that no matter what the economy or weather throws at them, there is help to weather the storm.
The Alberta Insurance Council oversees the licensing and regulation of insurance agents, brokers, and independently licensed adjusters in Calgary, and across the province. You can find a list of licensed agents, brokers, and adjusters on their website.
Life insurance in Calgary depends on many factors, including your health, age, family health history, and even the length of your commute. The samples below show average quotes, but to get the best premium and coverage, speak with a broker. Brokers shop the market – for free – on your behalf. There is no need to sift through dozens of options when qualified brokers in Calgary are standing by to help.
Disclaimer: Remember, life insurance rates in Calgary are highly dependent on many factors, and policies can be customized with riders, coverage caps, etc.
Life insurance rates in Calgary depend on the type of policy you choose, your health, your age, and other factors. Term life insurance is the cheapest type. A healthy 35-year old male non-smoker can get $500,000 of coverage for as low as $20.57.
Life insurance in Calgary is available through brokers, agents, online, over the phone, or through group/association membership programs. Banks also offer insurance, but in these cases the bank is typically the beneficiary, not your family. A broker shops the market on your behalf, so you don’t have to compare rates and coverage on your own.
The Alberta Insurance Council oversees the licensing and regulation of insurance agents, brokers, and independently licensed adjusters in Calgary, and across the province. You can find a list of licensed agents, brokers, and adjusters on their website.
Disability insurance in Calgary is a part of many employee group benefit programs, but can also be purchased as an individual policy from an agent or broker. Banks offer disability insurance. It is often called debt, loan, or mortgage insurance, and the bank is the beneficiary. Consult with a broker to set up your disability insurance in Calgary.
