Industrial Alliance’s No Medical Simplified Issue Term 20 Policy

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Have your broker set you up with
Industrial Alliance’s Non-medical
Term 20 policy.

Industrial Alliance has a non-medical simplified issue term 20 policy, which offers face amounts from $10,000 to $100,000. The coverage provides level premiums for a 20-year period. There are no medical tests and only four health questions. It should be noted that even though there are only four health questions, these questions do have sub questions within them.

As for the plan’s pricing, the following are the rates for both a 50-year-old male and female non-smoker or smoker for $100,000 of Term 20 coverage for the span of a year.

· 50-year-old, female non-smoker – coverage $794

· 50-year-old, female smoker – coverage $1,644

· 50-year-old, male non-smoker – coverage $1,184

· 50-year-old, male smoker – coverage $2,533

For more details on Non-medical Term Life Insurance in Canada, please contact us at 1-866-899-4849 or visit our Non-medical Life Insurance Quote Page.

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  • Holly
    June 24, 2013 at 2:14 am

    Does this policy have health questions I had a heart 6 years ago.

    • LSM Insurance
      June 24, 2013 at 12:11 pm

      Holly, The plan does have health questions but they are much less stringent than a regular life application. We will send you a separate email to see if you qualify. Thanks,