From our first meeting, I understood that Aman knows his profession that he represents. He is very thorough and explained the solutions really well in addressing my needs. I found him to be a good person to do business with- very friendly. He relates to people very well and I enjoyed his presence. I would consider Aman to be highly recommendable.
Pastor Doug McClain
Critical Illness and Disability Insurance Tips
According to Canadian Worker’s compensation statistics, approximately one million people are injured on the job and thousands more become sick or diseased by their work. Then there are those who are taken from the workforce by non-work-related injuries.
Depending on the definition of disability chosen by the insured, they may receive payments to recover their lost income due to total or partial disability and whether they are unable to work at their primary occupation before the injury or whether they can work at another secondary occupation. Obviously, it’s more advantageous to receive payment regardless of whether you can still work at “any occupation.” This is the Gold Standard of disability policies.
Critical illness insurance on the other hand, offers a lump sum payment to those diagnosed with qualifying critical illnesses, such as cancer, heart disease, stroke, multiple sclerosis and ALS. This payment can be used for treatment, to replace your income, a family vacation or anything else the insured may like. An apt solution, given that the diagnosis of a critical illness can reduce a person’s income by at least $12,000.
The following are our best articles featuring critical illness and disability insurance: