IA Excellence’s Universal Loan Insurance, an Alternative to Creditor Insurance

IA Excellence

IA Excellence‘s Universal Loan Insurance is a unique alternative to traditional creditor insurance.

To qualify:

1. The insured must be between the ages of 18 and 59.

2. Hold full-time work or be on parental leave.

3. Be an individual or corporation.

4. Have a spouse who works full-time if they themselves are without paid work.

The policy can include:

Disability Insurance with monthly benefits ranging from $300 to $3,000 a month.

Benefit periods can be two years, five years, or to age 65.

The elimination periods on the policy can be 30 days, 60 days, or 90 days.

The insured can also add additional Life insurance and Critical Illness insurance protection to the policy and coverage can be up to 125% of the mortgage amount.

For more details on IA Excellence’s Universal Loan insurance, or other life and disability insurance policies in Canada, please contact us at 1-866-899-4849, or visit our Disability Insurance Quotes Page.

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