The Cooperators Versatile Term 25 Insurance and Understanding Preferred Rates

The Cooperators offer a Term 25 plan, sold through its advisor network. It has very competitive pricing at most age brackets. The plan also has Preferred Rates available to non-smokers. One of the primary variables in the qualification of preferred rates is how long has it been since the insured has last smoked?

The following is a summary of their preferred rate criteria in terms of tobacco use:

 

Non-smoker 1: The insured cannot use any form of tobacco products at all for the last 60 months.

 

Non-smoker 2: The insured cannot of used any tobacco product at all for the last 24 months.

 

Non-smoker 3: The insured cannot of used any tobacco product a all for 24 months.

 

Non-smoker 4: The insured cannot of used any tobacco product a all for 12 months.

 

* tobacco products; include cigarettes, marijuana, nicotine product or nicotine substitute

 

For additional details on term life insurance rates in Canada, please contact us at 1-866-899-4849 or visit our online life insurance Instant Quote Page.

 

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