Mortgage Insurance Tips

  1. Seven Tips for Applying for a Mortgage Successfully
    Are you looking for a home mortgage? Some activities would make it hard for you to obtain financing. Here are the most important things you should avoid.

  2. Facts on Mortgage Insurance
    A lender's mortgage insurance offers convenience. But this convenience comes at a price - inferior coverage and significantly higher premiums.

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What Clients Say About LSM

life insurance testimonialsWhen our children graduated, we wanted to cut back on and optimize our insurance.1 of 85Mary and PhilRead more


  1. Ken W 09/03/2008 at 9:50 am

    am int. in info re obtaining mortgage ins.
    tel 416 … …..

  2. LSM Insurance 09/03/2008 at 3:23 pm

    Hi Ken,

    Thanks for the note. I have sent you a seperate email – feel free to contact me regarding mortgage insurance. The above number don’t have an area code. Regards … Lorne

  3. Ruth Nicholson 09/14/2008 at 12:38 pm

    I noticed that I m paying a small amount every mo nth for ins I assume has to do with my mortgage with scotia bank I was wondering what coverage am I paying for

  4. LSM Insurance 09/14/2008 at 1:08 pm

    Hi Ruth,

    It could be your mortgage insurance. But you would have to contact your bank to verify.

    We would be happy to provide you with a comparitive quote. Please feel free to visit the link below or contact me directly.

    link to

    [email protected]

  5. sam kohen 04/04/2009 at 7:41 pm

    Saturday, April 4, 2009

    A recent broadcast on the CBC show MARKETPLACE had a special issue on mortgage life insurance and how the institutions which provide it always seek and find a way to deny coverage once a claim is actually made, leaving the policy holders in an extraordinarily precarious position. They use the strategy known as post claim underwriting.

    What I find truly troubling is that no one of the institutions mentioned in that broadcast made any reply whatsoever to any of these allegations.

    Can you please tell me what is the truth.


    Sam Kohen

  6. LSM Insurance 04/05/2009 at 8:41 am

    Hi Sam,

    Thanks for the comment. You make an excellent point that much of the underwriting on a mortgage insurance policy via the bank is done at the yime of claim.

    Individually insurance policies almost always give a better value – the premiums are usually much lower, more options and the underwriting is completed at the time of application.

  7. anne 06/08/2011 at 1:51 pm

    We are interested in more information on mortgage insurance and whole life insurance…thanxs anne and bob my home phone # is … … …..

  8. LSM Insurance 06/08/2011 at 2:47 pm

    Thanks for the note. We are happy to assist and will be in touch very soon.

  9. JT 07/05/2013 at 4:26 pm

    How do I cancel a mortgage insurance with bank

  10. LSM Insurance 07/05/2013 at 4:28 pm

    Thanks for the note JT. You would write a signed letter stipulating your mortgage number / mortgage insurance certificate number. If you are applying for an outside plan you should make sure it’s approved first

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