Manulife Financial’s Flexcare Health and Dental Plan

Posted on May 5, 2011 and updated June 17, 2014 in Canadian Life Insurance Companies, Insurance Types, Life Insurance Canada News, Manulife Financial 1 min read

Manulife Financial offers both group health and dental coverage and individual health and dental plans.

Their flagship individual health and dental plan is FlexCare, which allows the insured to choose their level of protection on prescription drugs, dental care, and extended healthcare services.

They offer single-rate, couple-rate, or family-rate coverage. The insured can choose between basic protection or enhanced coverage.

For more details on health and dental coverage in Canada, contact us at 1-866-899-4849 or visit our Individual Health and Dental Quote Page

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LSM Insurance
LSM Insurance

Yes – but one of the plans could be treated as a second payers depending on the maximums in the plan.

Shirley
Shirley

Can one have Individual Health and Dental Insurance and Group Health and Dental Insurance at the same time?

LSM Insurance
LSM Insurance

Individual Health and Dental premiums are affected by all the plan members claims and not by the insured’s individual claims.

Premiums can increase or decrease on a yearly basis but ii is based on the group claims.

Jonathan
Jonathan

For health care insurance, what will affect the next year’s premium? Is the premium guaranteed? For example, if I claim a lot in this year, although my health situation do not change, will my premium go up next year?

Thanks