Canada Protection Plan’s Non-Medical Term Policies

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Canada Protection Plan offers a variety of non-medical term life insurance policies. They offer Term 10, Term 20 and Term 100 coverage on both a deferred and an immediate basis.

The company’s deferred policies have a limited number of health questions and no medical tests. In addition, the death benefit is limited to a return of premium plus interest for accidental deaths in the first two policy years.


Their immediate coverage for non-medical term plans include, Simplified Term and Simplified Term Plus plans. These offer additional discounts, but also additional health questions.


The following is a summary of pricing of Canada Protection Plan Term 20 policies for a 50-year-old male non-smoker applying for $100,000 of coverage:


Deferred Term 20: $92.34/month.

Simplified Term 20: $74.16/month

Simplified Term Plus 20: $59.85/month


For more details on non-medical life insurance policies in Canada, please contact us at 1-866-899-4849 or visit our Non-medical Life Insurance Quote Page.


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