La Capitale has a 5-year GIC (maturing in May 2015) that currently has the best rates on the market.
For investment amounts less than $50,000, the rate is 3.75% in the first year and 3.25% in subsequent years with the average working out to 3.35%.
Amounts between $50,000 and $250,000 include a first year rate of 4.00% and 3.50% for following years, working out to an average of 3.60%.
The contracts available include TFSA, RRSP, LIRA, RRIF and LIF and non-registered contracts.
Your RRSP contributions can be accepted up to March 1, but this GIC promotion will continue for a certain length of time.
For more information, call our office at 1-866-899-4849.
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