Whole Life Insurance Tips

  1. How do Whole Life Insurance Dividends Work?
    Whole life insurance provides coverage for the policyholder’s lifetime. The policies can be divided in two categories: participating and non-participating.

Apply now for whole life insurance.

life insurance testimonials
I work with LSM Insurance on the paramedical side of the industry. Quality Underwriting Services set up the insurance medicals. The LSM team are very easy to work with as they always prepare their clients for the medical procedure prior to our health team going out. (1 of 86)
avatar
Cao
Cao

Hi!I’m 44,my wife 42,Kids 14,11. what kind of life insurance we should buy.Thanks for the advice in advance.

WL
WL

Thanks for sharing your tips in whole life insurance.

maria
maria

hi.i got a whole life insurance that i will pay for 10yrs. i just want to know if after paying for 10yrs, am i still covered for life? thanks.

Francis
Francis

My wife (50) and I (55) just cancelled a term life insurance because we prefer whole life (non term) policy. We’re non alcohol tasting/non-smokers with no known health/medical issue. Could you give a quote and advise. Thanks.

Arezoo
Arezoo

Hello
I have Term 20 joint life insurace started about 7 years ago. I didn’t know at the time that I could have Wholelife insurance that I could get the premium back when I get 65 (assuming not to die by 65 years old). Is it possible to switch that to whole life and whether it is wise to do so? I am 37 right now and joint with my husband who is 43. We also have a 9 year old son. Thanks!

Jerome
Jerome

I’m currently 25 years old and remember purchasing whole life insurance 10 years ago. I still have 15 years to pay my premium and I’m covered for life. I have been told that I also have an option for withdrawing the money after 25 years if I want to. Is this true? Not sure if I made a wise decision to jump on a whole life insurance at an early age. However, it’s the cash value that I can have after 25 years that got me. Please advise. Thanks.

Raymond
Raymond

Life insurance for Kids, as soon as possible?

Really.

How soon: at 6, 8, 10,12,16 years old?

How much financial responsibilities do kids have at that age, should something happen to them?

Who really needs to have an insurance policy, the parent or the kid?

Jason
Jason

Jennifer,

I hope you spoke to someone about getting that life insurance in place. If you’re in Canada, I’m sure Lorne will take good care of you! Get something convertible to permanent, from a strong company. You don’t want your insurer to go belly-up… meanwhile your diabetes has gotten worse and you can’t replace the coverage at any price.

Don’t delay, and don’t put it off if you’re scared. You’ve got someone depending on you.

vikas
vikas

What is the best age of getting insurance for kids? I want to

1. Capture the lower rates now so that they have to pay lowest possible cost of insurance.

2. Today I am in good health so family medical history won’t be an issue for them if I get the insurance for them today.

thanks

Vikas

Jennifer
Jennifer

Hi Lorne Well im a single mother age 24 and a mother of a 3 year old little boy. people keep telling me to get life insurance, even if im 24. i know i should, considering i am a diabetic aswell… but how do i choose the best life insurance for myself, and not having to worry about my son in the future? im kinda all new to this whole life insurance thing and really im scared about it. ya stupid i know but hey. so how do i go abouts on choosing a suitable insurance? ive already looked up… Read more »

RONALD
RONALD

PLEAS INFORME ME ABOUT THE PRODUCTS AND PAYMENT OPTIONS

dvira
dvira

What do you think about the non medical life insurance plans you see on TV?

doreen jones
doreen jones

I just turned 65 in June and existing insurance policy cancelled due to my age, did not realize it had an end date. Unfortunately I do not have a lot of cash to make huge monthly payments. I need approximately 50 – 100,000 insurance to leave my beneficiary in the event of my death. Unfortunately I also have a couple of health issues which are being controlled with medication, blood pressure and cholestrol. The blood pressure is a brand new symptom but is now controlled. Also I am a smoker attempting to quit. Can you help in any way? thank… Read more »