General Life Insurance Tips

  1. Corporate Owned Life Insurance
    Personally owned, or corporately owned, that is the question, especially if you're a business owner considering the purchase of life insurance.

  2. Should I buy term insurance or permanent insurance?
    Which life insurance is best, term or permanent? Many insurance and financial “experts” will give a uniform answer, but reality is not so simple.

  3. The Seven Deadly Sins of Life Insurance
    Why should you avoid accidental death insurance? Here is a list of seven 'deadly' life insurance sins you have to know of before signing a contract.

  4. Life Insurance - An Intangible Asset with a Tangible Effect
    The article describes the true value of life insurance. Giving an example of how life insurance impacted a young family.

  5. What is the Best Way to Buy Life Insurance in Canada?
    LSM Insurance will help you determine the best route for buying a life insurance policy.

  6. Which insurance company is the best for you?
    You would be surprised, but price is not the number one factor you should consider when choosing the right insurance company.

  7. Group vs. Individual Insurance
    We've outlined the difference between an optional group insurance policy and an individual life insurance plan.

  8. Association Based Life Insurance Plans for Doctors
    Doctors are often better off with Individual Life Insurance plans than association based plans.

  9. CAA Term Life Insurance: Not All It's Cracked Up to Be
    When it comes to CAA Term Life Insurance it's best that you don't believe the hype.

  10. Make Sure Family Gets Paid Life Insurance

    Making Sure Your Family Gets Paid
    You bought life insurance with the understanding that if you died your family would be protected. How do you make sure this happens? Understand your contract.

  11. Life Insurance for Small Children: Sensible or Silly?
    By insuring you newest addition at a very young age you create a safety-net against the child developing future health issues.

  12. Key Person Insurance
    Key person insurance can help preserve the value of your business and its continuation in the event of the death of a key stakeholder in the company.

  13. Using Life Insurance For Charitable Giving
    We're successful and we want to give something back to the less fortunate. Life insurance plans provide a way to give more than you thought was possible.

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Real & Dorothy Duteau
Real & Dorothy Duteau

LSM Insurance team was highly recommended for our insurance needs and our first meeting confirmed what we were looking for: integrity, honesty, competency and affordable products.

Also throughout the process, the LSM Insurance team kept us informed on the status of the application and was involved in clearing all obstacles. This is what we really appreciated, as his follow-up was 110%.

With this kind of service and dedication, there is no doubt that we will be with LSM Insurance for the rest of our lives.

Mario Mavrides
Mario Mavrides

I have been a client of LSM Insurance for three years and have been extremely happy with his service.

Their approach is straightforward and is time friendly. It's a great feeling to know I have a first rate professional looking after my insurance and financial needs.

Arthur
Arthur Balaniuk

LSM Insurance was referred to me by a close friend.

I had spoken with several insurance people prior to meeting with LSM team and I was very impressed with their straightforward approach.

I am very pleased with the plan he set up. It's easy to see why they have become so successful and I would not hesitate to refer others looking for insurance and investment solutions to LSM Insurance.

Maher Rizkalla
Maher and Salwa Rizkalla

We have been clients of LSM Insurance for over nine years, and we have always found LSM team very responsive to all our insurance and financial needs.

14 Comments

  1. baljinder 04/23/2008 at 1:51 am

    hi please let me my mom born 10june 1935 she never had insurance before in her life my dad passed last year is very hard for family ,now she thinking for life insurance plaese give me more informashion
    thanks ginger

  2. LSM Insurance 04/23/2008 at 6:49 am

    Thanks Ginger. I will send you a seperate email with some quotes. But please feel free to contact me to discuss further or set up a free consultation. Regards … Lorne

  3. baljinder 04/24/2008 at 2:12 am

    Thank you very much. I look forward to your phone call.

  4. LSM Insurance 04/24/2008 at 7:51 am

    Sounds good. I sent you you my contact numbers in a seperate email or I’m happy to call you if you leave your number. Regards … Lorne

  5. dhurata 07/10/2008 at 12:05 pm

    Hi, Can I have some more information on life insurance?
    Thanks … Dhurata.

  6. LSM Insurance 07/10/2008 at 3:01 pm

    Sure. I recived your phone number in a seperate post I will contact you now. Regards … Lorne

  7. milagros Sainis 03/25/2009 at 12:55 am

    Hi, I’m thinging to have a whole life insurance for me and my husband. Both of us are 66 years old and in good health.except he still smoke.Can you give me more info and also premium for another 30 years ?
    thanks.

  8. LSM Insurance 03/25/2009 at 8:33 am

    Hi Milagros,

    I’m happy to help out with a quote.

    I will send you a seperate email. Based on your age you and your husband would not qualify for a Term 30 policy but would qualify for a Term 100 plan (level premiums for life)

    Regards … Lorne

  9. Vinder 10/13/2009 at 9:01 pm

    My husband works for company who provides life insurance and extended benefits with Blue cross, he is thinking leaving the company, Just wondering if possible to continue the life insurance benefits and maybe extended benefits as well. Is it possible? what kind of cost we would be looking at .
    thanks
    Vinder

  10. LSM Insurance 10/14/2009 at 7:53 am

    Hi Vinder,

    Thanks for the note. Your group policy may have a conversion feature which allows you to continue the coverage without a medical. I will send you a separate email shortly. Thanks … Lorne

  11. Faith 10/16/2009 at 2:42 pm

    I’m looking for information about pre-paying my funeral costs. The funeral service I spoke to suggested I contact you or another such insurance company to get more information

  12. LSM Insurance 10/16/2009 at 6:14 pm

    Hi Faith,

    Thanks for visiting our website.

    I’m happy to help out with a quote. I will email shortly. Regards … Lorne

  13. Paul Lawson 07/14/2014 at 8:46 am

    Can you let me know what the approximate renewal is on my policy. I do not see it in my document. It is a $300,m000 Term 10 plan with …. and I’m playing … a month

  14. LSM Insurance 07/14/2014 at 11:48 am

    Thanks Paul. It depends on the policy. Older Term policies tend to have a lower % increase than newer term plans. But if it is not in the policy the renewal premium may not be guaranteed. You have to check with the insurance company.

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