I would strongly recommend LSM Insurance to anyone looking at reviewing their life or health insurance needs.
LSM's service is first rate - their website is filled with value-packed information on life, disability and critical illness insurance. I found their insurance needs calculator very user friendly and I was able get an instant life insurance quote in seconds.
It's easy to see why LSM Insurance is a leader in the industry.
Can you tell me ,how much we will pay term insurance for 30 yeras ,I am 55 years old my husband is 54 years old ,no smokers ,good helth
Thanks for the note Hazel.
I would be very careful before switching if you have had the policy a long time you could be losing a lot of money by switching. Below is a snapshot of the primary differences
Term Insurance
-lower initial premium
-premiums increase as you get older
-no cash value
Whole Life
-higher initial premium
-lifetime protection
-builds a cash value
-some plans can be paid up after a limited number of years
You are likely better off adding additional coverage to your existing Whole Life plan if you feel you are under insured – All the best!
hi theres an agent who where convinsing me to change my whole life insurance to term insurance can u tell me whats d diffence between the two…
thanx
Thanks for the note. I’ll send you information now.
Have a nice weekend! Lorne
Please send me info on Term 100, universal life for $250, 000