I have been in the insurance business for almost 45 years (since the end of October, 1969 - wonder how many of LSM's crew were even born LOL). It is a pleasure to be involved with this firm. They are part of a TINY group of advisers who understand Living Benefits and actually work in that area.
They are true quality professionals who care about their clients and truly work for THEM. I can honestly say that - if you are looking for any product they sell, you should deal with LSM. Their true interest is YOU - their client. You will always be pleased with your choice