Wawanesa’s LifeStyle Term 10 and Term 20 Policies

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Wawanesa Life, a major property and casualty carrier, offers Term 10 and Term 20 insurance, coined LifeStyle Term. The Term 10 plan is available for applicants between the ages of 18 to 70, and the Term 20 plan is available for applicants between 18 to 60 years old.

Both plans are renewable and convertible, and are available on an individual, multi-life or first-to-die basis. The plans are available with a disability waiver, accidental death benefit, and children’s term rider. The children’s rider is available in amounts of $2,000 to $20,000, and the cost is $5 per year per thousand dollars of insurance regardless of the number of children.

One quirk in these plans is that children’s term riders are not available on Joint Life policies.

Both plans also have preferred rates on face amounts greater than $250,000, and are convertible without a medical to age 70 into permanent policies.

Below are examples of Wawanesa Life’s Term 10 rates at $250,000 of coverage:

Insured………..Standard Rates:….Preferred Rates:
35-yr male N/S:….$19.13/month……$15.08/month
45-yr male N/S:….$33.08/month……$25.65/month
55-yr male N/S:….$72.45/month……$55.35/month

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John
John

Could you give me quotes on life insurance for amounts of $100,000, 150,000, 200,000 & 200,000. I am a 41 year old male, smoker who lives in ontario. I am interested in term life insurance to pay on a monthly basis.

Lea
Lea

Could you give me quotes on term life insurance for amounts of $100,000. I am a 43 year old female, non-smoker and healthy and also my husband, 46 years old, non-smoker and also healthy. I have another question what is the difference between Standard Rates and Preferred Rates?

Thanks.

Darice
Darice

Could you please give me some quotes for life insurance for $250,000. I am 52, female, non smoker and healthy. My husband is also 52 non smoker healthy however does take pills for his blood pressure.

constantin
constantin

i would like to get quotes on 10 and 20 years life insurance for $250000.i am 53 male non smoker healt hy ,however i take pils for blood pressure constantin

Emile
Emile

HI
I am 54 year old male good health
I want to know how much is the premiun for
a $100000 10 year term.

also would it be necessary to go through the full medicals or would the medical questionaire be enough as is the with most insurance companies.

Jerry
Jerry

Curious on the cost of $400.000 of life insurance for a 55 year old male, non-smoker, term to 100 if possible.

Thanks