Transamerica’s Turbo Term 10 and Term 20 Policies

transamerica logo

Transamerica Life offers a Term 10 and Term 20 plan. Their Term 10 plan is available to individuals from 0 to 70 of age, and their Term 20 plan is available to individuals ages 0 to 60. Both plans are available in face amounts from $50,000 to $10,000,000 –- amounts in excess of $10,000,000 are available on a special case basis. Both plans are also renewable to 80 and convertible up to age 65. Available riders include: children’s life rider, accidental death and dismemberment benefit, and a waiver of premium on disability.

Transamerica’s Term insurance plans are also available on an individual, multi-life or joint first-to-die basis. Individuals who are in good health and have a very good family health history can qualify for preferred rates; or better yet, those in excellent health can get the elite non-smoker rate.

Transamerica also offers Turbo Term 10 and Term 20 policies. These plans are issued very quickly and without a medical test. But the rates are higher, and the insured still has to answer all the basic health questions. The Turbo Term policies would not be available to individuals with manageable health issues—even if under control—such as diabetes.

Below are examples of Transamerica’s Term 10 rates at $250,000 of coverage:

Insured………..Standard Rates:…Preferred Rates:
35-yr male N/S:…$19.80/month……$15.53/month
45-yr male N/S:…$34.65/month……$27.00/month
55-yr male N/S:…$76.05/month……$56.03/month

Tina R
Tina R

my mom had life insurance with you and after 10 year it went up 150 dollars.not happy with this and no one can you tell me why.


dear sir or madam ;i would like more information about your life in surance u have to offer for a 32 year old man on a 20 period.i need more information because i am interested in obtaining life insurance


I would like a quote on a 20 year term policy aged 59 and in good health.