Canadian Income Tax Calculator 2011

There are big savings for filing on time even if you can't pay all your taxes right away.
Find out how much 2010 income tax you owe in Canada in one easy step.

If you would like to know the income tax for 2015, 2014, 2013, 2012, 2010 or 2009 see our 2015 income tax calculator, 2014 income tax calculator, 2013 income tax calculator, 2012 income tax calculator, 2010 income tax calculator or 2009 income tax calculator.

Don't forget to file your taxes on time. There are big savings by filing on time, even if you can't pay all your taxes right away.

These calculations do not include non-refundable tax credits other than the basic personal tax credit.

These rates give you a basic of idea of how much tax you should pay, but depending on your employment and business and personal circumstances you could pay a lot less. Be sure to visit a competent tax advisor before filing your return.

The RRSP contribution limit is based on 2011 maximum contribution limits. This actual contribution limit may be higher if there are unusued RRSP contributions from prior years.

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800 Comments

  1. kimberly 03/20/2012 at 3:43 am

    I am a stay at home mother in BC, but I started collecting Washington States Survivors benefits from my children’s father. We have four children together. What is required in regards to WA States benefits on my BC taxes? Will I have to pay anything?

  2. Crysti 03/20/2012 at 9:12 am

    Thank you for your reply. My parents come to visit us last summer from China and stayed more than 183 days in Canada in 2011. They took care my baby at home and I paid them $600/month for their help. Can I deduct the amount as daycare fees if my parents include the cash payment as part of their international income?

    Thank you,

    Crysti

  3. Karla 03/20/2012 at 12:15 pm

    I am a little confused, and looking for some clarification on the table. If i put in my total earnings for the year, does this caculate what i should have paid for taxes for the whole year? Is this the tax payable column, and what exactly is the second column telling us. I live in Alberta and made aprx 41,000.00 last year and when i look at the table there is a very large differnce in what i paid in taxes and what the table is telling me. So i am wondering if i am reading it wrong.

  4. Hi Kimberly,

    If you are receiving benefits from the US, you are required to report this income on your Canadian tax return. Depending on your income, you may be required to pay some tax, perhaps not.

    You are also required to file a US tax return or the benefits may be terminated.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  5. Hi Crysti,

    Are you parents permanent residents of Canada? Do they have a work permit? Most importantly. do they have Social Insurance or Tax Identification Numbers?

    If they do not have SINs or TINs, you cannot claim any care services provided by them.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  6. Hi Karla,

    The calculator above determines your tax liability in a general situation.

    The first column is your tax liability, the second column is your after tax (does not include CPP or EI or other deductions) income.

    When you question the amount calculated what are you comparing your T4 or your tax return? The tax calculated on your tax return can vary due to the different personal deductions available to you.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  7. Lance 04/19/2012 at 9:07 pm

    hi i have couple questions regarding filing the tax return.
    1) % of tax transfer
    I am a university student in Quebec, with a tuition around $4000 for 2011. I also earned around $6000 gross work income (tax/CPP/EI were deducted when i received my paid cheque) i’m filing my tax return electronically and i wonder how much tax transfer i should made for my greatest benefit or just use the auto 45%.
    2) how can i claim textbook amount since i don’t see any spot that i can filled up the amount i spent in 2011
    3) i lived by myself in a rent apt and i thought i could claim something for that. what is name of “item” that i can make the claim for the rent i paid
    4) i had some medical expense incurred in Quebec and some part of my expense were already reimbursed by my family health insurance plan in bc. how much can i claim for my medical expense: the total amount or the non-reimburse part
    5)lastly. for public transit expense, is it the case that I would be eligible to claim it only if its a monthly or annual pass? i purchased packs of tickets i wonder whether i could claim that

    I would very appreciate if you can help me to answer the questions above.. thank you

  8. Hi Lance,

    I’m sorry, but your questions seem to convoluted but I will try to answer.

    I do not know what you mean by tax transfer and cannot respond to this.

    Based on your income, there would be no need to choose other than the greatest benefit, it’s your only option, so I do not understand why you would have any options.

    The textbook amount is claimed with your tuition automatically.

    Unfortunately, no, in Quebec no credit is provided for rental expense.

    When claiming medical expenses, you can only the claim your out of pocket expenses… so whatever amount you paid, you can claim, not the portion the insurance company covered.

    As you stated, yes, only monthly passes for public transportation can be used as a deduction.

    I believe rather than completing the tax return yourself, you should obtain professional assistance… being that you are a student studying in Quebec, you may not actually be considered a resident so it may allow you to file differently to allow you more beneficial deductions.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  9. Zach 04/27/2012 at 7:16 pm

    Hi, I had a question. I made just over 42000 in 2011. the employer I worked for uses the online deductions calculator on the revenue canada website. In addition to the amount it said I needed to pay in income tax, cpp and ei, I had payroll take off an extra $50 in taxes And yet as best I can tell I still owe the government money on my tax return.

    How does that work? shouldn’t the governments own calculator be accurate? my salary hasn’t changed all year so if the percentage they put in to the calculator on there end is right shouldn’t I have paid enough even without the $1100 in extra taxes I had taken off?

  10. Hi Zach,

    The CRA Online Payroll calculator, obviously, is correct, but like all tools, the data entry person may not enter accurately or interpret the results accurately.

    If used correctly, the payroll calculator would produce results which would result in you over paying income tax during the year so there would be a refund at the year of the year.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  11. Sebastian 05/01/2012 at 4:06 pm

    Hi I’m not sure if my taxes are done right maybe you can help me out, i live in Saskatchewan. I’m a self employed driver, and in 2011 my gross earnings is a little over 101000, fuel and other deductions 15600$, and RRSP 1200$, according to my accountant I have to pay 22000$ for my tax, it seems I little high! Also my wife is self employed too, she made gross, little over 25000$ and we also got 15monts old baby,

  12. Hi Sebastian,

    Without seeing your completed tax return, an opinion cannot be provided to you.

    Your best option to speak with your accountant and have him explain line by line how your tax return was calculated… you paid him for his work so he owes you an explanation. If your accountant isn’t helpful, I suggest you look for someone more helpful.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  13. Jean 05/09/2012 at 7:45 pm

    Hi, I am on cpp disability and will have a small rent coming in from my home. When I claim this will cpp lower my monthly payments because of extra income? Also if I started a small home business, more like a hobby, but use it to get a few deductions to help me out, will this also affect my cpp disability? thank you.

  14. Hi Jean,

    When you are on CPP Disability, you are allowed to earn some income before the payments are reduced.

    Best to contact Service Canada for more information.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  15. Villamor Gatchalian 05/24/2012 at 9:09 am

    Hi There,

    I was selected by one company in Calgary and want me to start by September 2012. the offer is 100,000 Canadian Dollar annually so it means my monthly salary is 8333.33, anyone can reply how much will be my take home pay after tax.

    Thanks,
    VMG

  16. sue 05/25/2012 at 7:57 pm

    hello! i know it’s a little late to ask this question because filing of income tax is done. i just want an advice what should i do next. First, don’t know if the one who did my income tax return 2011 had a mistake because i have an owing to the government of 2000 plus. my income is not that high though. If i will contact cra for this matter, can i file an reassessment to my income tax return? And how much is the max i need to contribute on my rrsp in such a way i will not have an owing next year?

  17. Hi VGM,

    Enter your salary into the calculator above to determine your after tax pay.

    By doing this, your after tax pay is approximately $73,500.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  18. Hi Sue,

    Firstly, if you ever have a concern about your prepared tax return, you should request the tax preparer to explain every detail of your return and, if your taxes were higher than previously, to explain why they are higher… it could be a mistake and easily corrected.

    If you have concerns about the person that did prepare your tax return, get a second opinion by going to a different tax preparer and ask for a free review. This will let you know if the return was prepared accurately.

    Only if you know for certain that your tax return is inaccurate, they yes, you can request an adjustment for the errors.

    Without knowing your total income and what it consists of, there is no way to easily advise you on your RSP contribution… if you are an employee, your employer will deduct the correct amount of tax for your income. If you have other types of income, generally a $1000 RSP contribution will net you a deduction of $150.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  19. Marija 06/02/2012 at 10:43 pm

    I really need an advice. I am a newcomer and on my first job in Canada I signed the contract stating that I will not earn more than $8000 this year. Because of that, I am getting my full minimum vage, I don’t get tax deductions. I have calculated that by the end of the year I will earn more than $8000. Will I eventually have to pay all that amount that wasn’t deducted from my pay check? My 3 months trial contract is about to expire and I don’t know if I should ask for a different payment agreement.
    Many thanks at advance,
    Maria

  20. Hi Marja,

    If you signed a contract maximising your income to be no more than $8,000, how can you earn more than the maximum?

    Yes, if you and your employed agreed that no tax deductions would be withheld from your pay, you are required to pay any tax owed on this amount earned. You should not make any agreement to do this as this is not approved by CRA and the employer potential can be fined sand penalised for doing this.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  21. David Walker 06/09/2012 at 5:21 pm

    As a BC Resident i made $ 27.000 in 2011 single working 2 casual jobs, after doing taxes, i was informed i would have pay $ 800 to the government…….. does this sound right. thank you..

  22. Hi David,

    Unfortunately, without knowing how much tax was deducted from your pay by your employer and the amount of tax CRA states you owe, we can’t provide you with an exact answer.

    Your best option is to enter your gross income into the calculator above. The result calculates that your tax liability is $3,276. Compare this amount to the amount you calculated and the amount CRA assessed to determine the difference.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  23. Andrew Smith 06/26/2012 at 1:15 pm

    I make about 60,000 a year and I have an at home wife and child. I live in Ontario, Canada and I would like to know how much additional income will I have with a dependant?

  24. Hi Andrew,

    You won’t receive any additional income. Your wife will be eligible to claim the Universal Child Care Benefit which would amount to about $200 per month.

    If you are asking about a tax deduction, the child would amount to about $100 off your taxes when the UCCB is taken into consideration.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  25. Qazim 08/09/2012 at 11:18 pm

    Hi there,

    I am married and my husband and I make 123K/year (77K and 46K) gross income. We were blessed with twin babies this year (February) and were wandering how these new additions to our family influence the tax payment i.e. does the fact that we are four in our family decreases the yearly amount we pay in taxes and if yes by how much appx.?

    Many thanks in advance!

  26. Hi Qazim,

    Congratulations to you and your family!

    Many variables determine your tax liability as a family unit.

    The new addition would certainly provide you with tax credits, but you would also be receiving taxable benefits as a result of the addition.

    It would be difficult to provide you with an estimation as all the variables would need to be reviewed to provide an exact answer.

    I suggest you speak with a knowledgeable tax preparer in cross border tax reporting to handle getting your tax filings in order and done accurately. Having your partner dependant upon you would also qualify you for a US deduction to reduce your US tax liability.

    Our firm specialises in helping individuals like yourself and your partner in cases similar to yours. For more info, contact Joanne at [email protected]

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  27. Roy 09/06/2012 at 6:38 pm

    Thanks for taking the time to answer these questions!

    My wife is in the process of starting a small home-based business. I have been paying her start-up costs, which will amount to perhaps $10,000 dollars, and she expects to take in around $2000/month revenue. I have a salary that puts me at a 40% marginal tax rate. We live in BC.

    My question is, since I’m paying the costs for my wife’s business and she’s providing the labour, can we form a general partnership in which she claims 100% of the revenue as income and I claim 100% of the expenses as a loss? Or are costs and revenue divided at the same percentage?

  28. Hi Roy,

    Unfortunately your idea/suggestion is not possible.

    Partner in business share proportionately both the income and expenses of the business. One partner is not permitted to claim only expenses while the other income, regardless of which partner contributed or paid for the expenses.

    As the additional income would be taxed in your higher marginal rate, I suggest you merely record the money you contributed as a loan so you would get the money back from the business when the cash is available.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  29. Rahul 09/12/2012 at 6:09 pm

    Hi,
    I have been working with a Canadian employer full time for last three years. Now, they want me to take care of one of their subsidiary overseas. I will be stationed overseas for three years, full time. I was wondering about if I still have to pay income tax. There is no income tax in this particular overseas country.
    What happens if I get paid in Canada?
    What happens if I get paid by the subsidiary overseas? This subsidiary is entirely different entity and has nothing to do with Canadian company legally.
    Thank you so much in advance for your advise.

  30. Alex 09/13/2012 at 10:41 am

    Hello.
    I have established myself as a Sole Proprietorship overseas (in a country of my citizenship which has a double taxation avoidance agreement with Canada) and this will be my only source of income in 2013. Income tax rate there is 6%. I plan to make US$120k gross. I will stay in Canada 183+ days in 2013. What would be my tax obligations in Ontario?
    Thank You.

  31. Hi Rahul,

    Whether you are required to file and report your world-wide income to Canada Revenue Agency would depend on the Employment Agreement with your employer and the tax residency status determined by CRA. Even though you may be working in a foreign country, you may still have tax residency ties in Canada making you responsible for reporting any/all income to CRA.

    Contact CRA for further clarification.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  32. Hi Alex,

    As you are a tax resident of Canada, based on the information you provided, you are required to report your world-wide income on your Canadian tax return.

    As per the tax treaty, double taxation will not apply… any tax paid in the foreign country for the income will be applied as a foreign tax credit in Canada.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  33. mariepaule damour 10/05/2012 at 10:53 am

    im canadian cityzien and us cityzien i recive 2 pension 1 american 1 canadian i live 6 m0nth in us and 6 month in canada i do my tax in canada my question is do i report the 6 month of my pension i recive in the us to canada tanks for your help marie

  34. Hello Mariepaule,

    As a dual citizen (US/Canada) you must report ALL your income to both countries.

    Your tax preparation service can assist you in avoiding duplicate tax between the two countries.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  35. Andrea 10/11/2012 at 2:20 pm

    Hi, I have a bit of a unique situation. I had a job previously that paid $41,000 gross a year. I quit April 13. In June I started my own business and accepted a project that pays about $40 per hour. With the hours I worked out until the end of the year that would amount up to about $29,000 for the year operating on my own. I don’t have any expenses at this point and live in BC.

    Would you be able to calculate a rought estimate of what I will owe in taxes,CPP and HST at the end of this year?

    thanks so much.

  36. Hi Andrea,

    Using the calculator on this page:
    link to lsminsurance.ca
    will permit you to get a rough estimate of your tax liability. CPP is based on a flat percentage of your income: 9.9%. So, to the tax liability calculated, add 9.9% of your self employed income for your total required amount payable at year end.

    As for HST, only if you are registered with CRA are you required to collect and remit.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  37. Rene 10/18/2012 at 10:54 pm

    Hi
    Great resource !
    Canada and Switzerland have a tax treaty in place. Form what I understand if you are a resident of one country you will not be subject of double taxation. The treaty says one is resident if “he shall be deemed to be a resident of the State in which he has a permanent home available to him;” So if I rent an apartment in switzerland (no apt in Canada) I will be resident of switzerland and therefore not subject to double taxation. Does this apply even with strong ties to Canada (i.e. a job waiting for me that I could start after 18 months or so )

  38. Hello Rene,

    The tax treaty between Canada and Switzerland prevents double taxation, but can still be payable in both countries.

    Having a rented apartment in Switzerland would not automatically make you a tax resident of Switzerland nor would it make you a non-tax resident of Canada.

    There are specific guidelines to determine tax residency and it is very possible that you can be tax payable in both countries.

    Being tax payable in both countries would mean you would have to file tax returns for your income and receive a foreign tax credit for any foreign tax paid to the lower taxed country.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  39. Rene 10/21/2012 at 4:12 pm

    Hello
    Canada and Switzerland have a tax treaty in place. The double taxation can be avoided if ( so the tax tready) ‘he shall be deemed to be a resident of the State in which he has a permanent home available to him’ If I rent an apartment in switzerland does this override the CRA condition of not having strong ties to Canada when they determine if one is ‘Non Resident” for taxes. I am taking a 16 months leave from my job to work back home in switzerland but may job (if desired) will be available in 16 months.

    Thanks for your info

  40. Hello Rene,

    Yes, Canada and Switzerland have a tax treaty in place, just as Canada has a similar tax treaty with the majority of countries of the world.

    The tax treaty prevents double taxation, it does not prevent paying of taxes.

    Even though you may be working in Switzerland and paying taxes, you can very much still be responsible for reporting your foreign income to Canada and paying tax in Canada. The tax treaty ensures you do not pay double taxes, so you will pay taxes, but only to the maximum of the country with the higher tax rate.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  41. tony 11/01/2012 at 4:23 pm

    hi
    im an electrician interested to know how much tax ill pay on €132,000 / year
    i work in the oilsands in alberta
    im based in calgary have 4 kids ages 4 – 9 and my wife.
    they are not here at present as they will follow me over.
    Does the tax situation change regardless of them being here or not at present.
    Also is there a tax refund at year end like there is in Australia ?
    Im Irish by the way !

    Thanks

    Tony

  42. Hi Tony,

    Enter the gross amount of your earnings (in $CDN) for 2012 into the calculator on this page:
    link to lsminsurance.ca

    The calculation results will provide you with an idea of your tax obligation for 2012. If the tax calculated is higher than you pay in, you will be required to pay the additional tax at tax filing time… in most cases though, generally people get tax refunds when they file their tax returns in early 2013.

    Once your family joins you in Canada, you would be entitled to additional credits which would increase any tax refund to you.

    Since you are a newcomer to Canada, please ensure you find a professional tax preparer to assist you with you tax return to ensure you do get the maximum deductions available to you.

    Our firm is available to assist you.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  43. Giovanni 11/23/2012 at 9:41 am

    I will be a new resident in Canada and would like to better understand the taxation system.
    Do I have to pay both federal and provincial taxes (Quebec)?
    If yes are the provincial taxes calculated on the same income or are they calculated on the remaining difference between (income – federal taxes)? In case of my income as employee is 90K CAD x year what the net income might be only considering basic tax creedits and a family formed by my wife+my son 25 old and me?
    Many Thanks for your attention.
    Giovanni.

  44. Zawiah 11/24/2012 at 6:48 am

    I found this forum very infromative.

    I got permanent residence in Canada in July 2010 and stayed in Toronto for 3 weeks and decided to come back to UAE as I was not sure whether I will be moving permanently to Canada. However, later on I decided to move to Canada and landed in Canada after 2 years in July 2012 with my family. I did not have any residential ties for the period July 2010 until 2012. Do I need to file tax return for 2010 & 2011 as I was in Canada during this period?

  45. Al-Debby 11/24/2012 at 7:10 am

    Hi,

    I resigned from a Saudi based company in November 2012 and as per the Saudi local laws employer has paid me 15 years of end of service benefit (Gratuity). I’m also permanent resident of Canada and established residential status in July 2012 as my family is living in Toronto since July 2012 and I’m working in Saudi. My world-wide income is taxable due to resident status as I do have residential ties in Canada. Do I pay tax on full amount of 15 years of end of service benefit or only the portion which relates to period since I established my residential status?

  46. Hi Giovanni,

    Yes, your total income is reported on both your Quebec and Canada tax returns and is taxed based on the gross amount after personal deductions available to you.

    To have an idea of your tax liability for 2012, use the calculator found here: link to lsminsurance.ca
    Enter your gross income into the calculator to obtain your total tax liability.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  47. Hi Zawiah,

    If you did not have ANY residential ties (apartment, bank accounts, credit cards, other property, direct family members, etc.) to Canada, No, you are not required to report non-Canadian income.

    BUT if you had ANY Canadian income during this time, Yes, you are required to file a tax return to report it and possibly your foreign income.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  48. Hi Al-debby,

    It does not matter when the severance pay is earned, what counts is when the severance pay is received. If you received the cash payment of your severance pay while a tax resident of Canada, the entire amount is reportable and taxable.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

  49. Brenda 12/29/2012 at 6:24 pm

    I am a working senior earning 35,000 a year plus CPP and OAP.My husband and I are separated and he being an American citizen – I am receiving a spousal senior pension from the US. Do I pay tax in Canada on this pension?

    Thanks,

    Brenda.

  50. Hi Brenda,

    All income you receive while living in Canada is potentially taxable.

    If the pension is an employer’s pension plan, yes it is fully taxable.

    If the pension is a Social Security payment, only a portion of this will be taxable.

    Keep in mind also, that you are required to also a file an US tax return to report the income to IRS/US; you may be eligible for tax credits as a result.

    Our firm specialises in assisting individuals like yourself with US and Canadian tax filing, we would be happy to discuss your service filing needs.

    I hope this has answered your question.

    Regards,
    Storoszko & Associates
    Tax Specialists
    http://www.storoszko.net
    647 367 3477
    Twitter: @Storoszko_Assoc

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