Janet Gray is a Money Coach at Money Coaches Canada.

Before joining Money Coaches Canada in 2014, Janet was a Certified Financial Planner offering full service with investments, insurance, and mortgages for a major Canadian institution for 13 years.

Even though she no longer sells insurance/investment products, Janet still maintains her designation as a Certified Health Insurance Specialist (CHS), because she believes it informs her work as a Money Coach and Certified Financial Planner.

Her specialized knowledge in both business and retirement issues has made her a go-to-expert for media outlets such as CBC, CTV, Global, The Globe and Mail, and MoneySense magazine. She can be seen regularly on CTV Ottawa Morning Live and is currently a MoneySense Approved Financial Advisor.

In 2009 she founded the Ottawa chapter of the Canadian Association of Retired Persons (CARP) which is now 10,000 members strong. Her work as Chapter Chair for seven years (she is currently on the board as Past Chair) brought her in front of senate and commons committees and into conversation with many sector and community leaders. She is a Certified Professional Consultant on Aging (CPCA), an Elder Planning Counsellor (EPC), and a sought-after speaker on financial planning and challenges in retirement.