Why LSM Insurance

  1. You will get unbiased advice. As an independent broker, our business depends on your coming back to us again and referring others to us.
  2. You will have access to all the policies in the market, including the very latest. As an independent broker, we keep up to date on all the policies in the market to be able to offer our clients the best deals out there.
  3. You will receive the best plan at the best price. If better plans become available later, we will let you know and help you move into a better plan.
  4. Your insurance program will fit your personal real estate and tax situation like a glove. You can save a lot of money by buying the right insurance for your situation.
  5. You won’t be force-fed one company’s policy from a captive agent that has to sell you that specific product – even if it is 75% over market costs – or go hungry.

  6. Your real needs are number one. We have no company quotas. Only satisfied customers.
  7. You will be served by an industry expert who was one of Canada’s top insurance brokers for 14 years and holds unique qualifications – both an MBA and a CFP (Certified Financial Planner) – which enable him to offer the most comprehensive insurance advice available in Canada. Chantal has been quoted or published as an industry expert in the National Post, The Toronto Star, The Toronto Sun, The Investment Executive, Forum Magazine and the Insurance Journal.
  8. You will have access to a full personal support team, as will your family. We encourage our clients to contact us at the time of claim to assist them with the process.
  9. Your phone calls will always be answered directly. There is no passing the buck or endless extensions to dial. We answer the phone ourselves and we know our customers individually.
  10. You will become part of the LSM Inner Circle and will receive the LSM Inner Circle newsletter six times per year with the latest changes in the insurance market and or tax legislation or investment legislation to give you time to reorganise your finances before these changes can disturb your personal financial situation.
  11. Every policy buyer gets a free financial checkup and retirement planning analysis from a Certified Financial Planner.

  12. Every policy buyer gets a two month free fitness membership at a top notch gym.
Winston Burm
Winston Burm

Is LSM Insurance similar to the HUb Network (near woodbridge, ON)
in terms of multiple life/health, disability, critical illness, long term care insc companies at their disposal, to better serve athe customer’s diversified insc needs?


I just read some of Lorne points in todays Globe and Mail article http://m.theglobeandmail.com/globe-investor/personal-finance/household-finances/what-happens-to-your-debts-if-you-die-suddenly/article19344290/?service=mobile#dashboard/follows/ on Canada’s Increasing debt problem and how way too many people are opting for mortgage insurance through the bank. I agree people really need to spend some time and think this out.


If I do have to take a medical exam to qualify for life insurance can I schedule when the exam happens to help insure better test results? or is the exam scheduled randomly? Can my broker give me a heads up or hold off the exam for say a week for example?