RBC Insurance

RBC Insurance, through its operating entities, including RBC Life Insurance Company, provides a wide range of life, health, travel, home auto and reinsurance products as well as creditor insurance services to more than five million North American clients. As a leading provider of  individual living benefits and life insurance products in Canada, RBC Insurance offers a comprehensive portfolio of individual and group life and health insurance solutions, including term and universal life insurance, group benefits , disability, critical illness, and long term care insurance as well as segregated funds. These products are distributed through more than 17,000 independent brokers affiliated with producer groups, financial planning firms and stock brokerage firms, as well as through direct sales and a network of career sales representatives.

LSM RBC Insurance Policy Reviews

• RBC Insurance's Term Life Policies: Exchange Without a Medical

  The insured can convert to permanent insurance without medical evidence prior to age 71 (most companies only offer this feature to age 65).

• RBC Insurance's Disability Plans: Professional and Quantum

  RBC has four primary income replacement plans. Two of the plans are geared toward the professional market—the first is the Professional Series and their second plan is referred to as the Quantum Policy.

• RBC Insurance's Universal Life Insurance Plan: Investment Guaranteed

  RBC Insurance’s Universal Life plan is available in face amounts of $50,000 to $10,000,000 to applicants from birth to age 80. Similar to other universal life plans on the market, their plan offers flexible premiums, and the investment account grows on a tax-sheltered basis.

• RBC Insurance's Portable Group Life and Living Benefits Coverage

  Group critical illness coverage can be attractive to employers and employees because it fills the gap prevalent in most employee benefit plans.

RBC Insurance News

• Long-Term Care Insurance: Why you Need it More Than Ever 08/31/2010

  Provincial health insurance plans do not have the resources to pay the full cost of long-term care. They provide no coverage for private facility care, and pay only a limited amount for care at home.

• RBC Insurance: Life Insurance Multi-Line Discount 08/10/2010

  RBC Insurance now offers a multi-line discount to new term life insurance applicants.

• Term Life Insurance Rates and Renewal 05/06/2010

  Term life insurance rates have been decreasing consistently over the last decade. There are two reasons for this:

• A.M. Best Ratings for 2009-2010 04/23/2010

  A.M. Best is a credit rating company for the insurance and banking sectors.

• The Edge - Injury and Illness Disability Plan 04/22/2010

  The Edge introduced a conditionally renewable disability plan in 1993 and has since made several modifications and enhancements to that policy.

• Term 10 or Term 20 Life Insurance: Which Is Better? 04/22/2010

  Term 10 and Term 20 life insurance policies provide premiums which are level for 10 years or 20 years.

• Life Insurance Policy Fees 04/02/2010

  Life insurance policy fees are built in fee which covers the administration of the policy

• Best Term 100 Life Insurance Plans in Canada 03/31/2010

  The following are the top three Term 100 life insurance companies for the 35, 45, and 55-year-old male non-smokers at $250,000 of coverage

• RBC Insurance's Quantum Series Disability Plan 02/21/2010

  RBC Insurance's Quantum Series Disability Plan is an affordable disability insurance solution for professionals.

• RBC Insurance Announces More Options for Term 10 and 20 Insurance 02/12/2010

  RBC Insurance has announced more options on its Term 10 and 20 policies at no extra charge.

• Life Insurance for Smokers vs. Non-Smokers 01/07/2010

  Life insurance companies generally classify an applicant as a smoker if he or she has used and form of tobacco during the last 12 months.

• RBC Life Insurance Pricing Announcement Oct. 2009 11/28/2009

  RBC Insurance has Re-Priced its Term 10 and Term 20 Plans by lowering its already competitive rates, effective October 26, 2009.

• RBC Insurance's Simplified Critical Illness Term 10 Plan 06/15/2009

  Thanks to RBC Insurance, you can now get a Critical Illness Policy without a medical exam.

• Client Roundtables with RBC Insurance 08/26/2008

  RBC Insurance will hold two client roundtables by their Life & Health Claims Department on September 24th and October 8th, 2008.

• RBC Insurance increases limits on its future income option 08/04/2008

  The new future income option of RBC Insurance allows disability insurance policyholders to increase their disability insurance monthly benefit without providing evidence of insurability.

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