Life insurance
Group Benefits Online Quote
LSM Insurance has been providing trusted, innovative and flexible employee benefit advice for close to 20 years. We work with all the leading insurance companies including Sun Life, Standard Life, Great West Life and Manulife. Over 50% of our clients appreciate a savings of 30% or more on their group insurance premiums!
LSM insurance works for you - not the insurance company. We are passionate about helping our clients maximize their employee benefit dollars and we will customize a plan to your company's specific needs.
Just fill in the from below for a free quotation on Group Benefits insurance. With every quote we provide a free copy of our report Four Essential Tips to Review for before Buying a Health and Dental Plan.
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A company group insurance plan shares the financial risk of health related expenses among the group of employees, under one contract, who pay into a fund or pool.
When a employer has a Group Insurance Plan in place for their employees, any member of the group who becomes ill or requires services is financially compensated by the plan according to the terms laid out in the contract between the employer and the insurance company.
Family members of employees are also covered under the plan as specified by the contract.
Advantages to Providing a Group Insurance Plan to Your Employees
- a competitive edge in the job market.
You attract and retain employees, which helps minimize costs associated with high turnover. - access to insurance at a reduced cost
compared to most health and dental individual insurance plans. Group plans do not discriminate and are not anti-selective, offering all participants the same benefit plan. - a cost effective method to protect employees.
Increased productivity and higher morale by providing financial security and support to employees. - a tax effective form of compensation.
Most premiums an employer pays are tax deductible as a business expense.
A company group insurance plan shares the financial risk of health related expenses among the group of employees, under one contract, who pay into a fund or pool.
What Clients Say
Real & Dorothy Duteau
Lorne was highly recommended for our insurance needs and our first meeting confirmed what we were looking for: integrity, honesty, competency and affordable products.
Also throughout the process, Lorne kept us informed on the status of the application and was involved in clearing all obstacles. This is what we really appreciated, as his follow-up was 110%.
With this kind of service and dedication, there is no doubt that we will be with Lorne for the rest of our lives.
Mario Mavrides
I have been a client of Lorne's for 3 years and have been extremely happy with his service.
Lorne's approach is straightforward and time friendly. It's a great feeling to know I have a first rate professional looking after my insurance and financial needs.
Arthur Balaniuk
Lorne Marr was referred to me by a close friend.
I had spoken with several insurance people prior to meeting with Lorne and I was very impressed with his straightforward approach.
I am very pleased with the plan he set up. It's easy to see why he has become so successful and I would not hesitate to refer others looking for insurance and investment solutions to him.
Maher and Salwa Rizkalla
We have been clients of Lorne Marr for over 9 years, and we have always found him very responsive to all our insurance and financial needs.
Direct line: 905.248.4849 Email: