Disability Insurance provides a monthly income in the event you are unable to work due to an injury or illness. This type of coverage is crucial for self employed individuals and people who do not have disability insurance through their employer.
Many consumers and brokers don't look into disability insurance because they feel the product is too complicated or will not pay out a claim time. This can be a fatal error that could put you and your family behind the eight ball. The chances of someone become disabled are much higher than dying during your working years. Finding the right plan is not easy but is certainly possible with right broker who has expertise in the disability insurance market and understands the protocols and underwriting criteria for the major players.
Below is a list of disability policies of leading Canadian life insurance companies
For more information on Disability Insurance be sure to check out our Critical Illness and Disability Insurance Tips!
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What Clients Say
LSM Insurance team was highly recommended for our insurance needs and our first meeting confirmed what we were looking for: integrity, honesty, competency and affordable products.
Also throughout the process, the LSM Insurance team kept us informed on the status of the application and was involved in clearing all obstacles. This is what we really appreciated, as his follow-up was 110%.
With this kind of service and dedication, there is no doubt that we will be with LSM Insurance for the rest of our lives.
I have been a client of LSM Insurance for three years and have been extremely happy with his service.
Their approach is straightforward and is time friendly. It's a great feeling to know I have a first rate professional looking after my insurance and financial needs.
LSM Insurance was referred to me by a close friend.
I had spoken with several insurance people prior to meeting with LSM team and I was very impressed with their straightforward approach.
I am very pleased with the plan he set up. It's easy to see why they have become so successful and I would not hesitate to refer others looking for insurance and investment solutions to LSM Insurance.
We have been clients of LSM Insurance for over nine years, and we have always found LSM team very responsive to all our insurance and financial needs.