905.248.4849
US Term Life Insurance Quote Instant Results!
Canadian Term Life Insurance Quote Instant Results!
RBC Insurance’s Term Life Policies: Exchange Without a Medical
RBC Insurance, part of the RBC Financial Group, is a newcomer to the Canadian marketplace. Their Term 10 and Term 20 plans are renewable and convertible to any of their permanent policies. Both plans have a $100,000 minimum face amount, and the Term 10 plan is available to applicants aged 18 to 70 while the Term 20 plan is available to applicants aged 18 to 60. Both plans are renewable to age 80.
RBC Insurance offers preferred rates for those who qualify on amounts over $250,000 -- non-smokers qualifying for optimum rates can get rates 25% lower than standard rates. RBC Insurance's term policies offer the following built-in features: the insured can convert to permanent insurance without medical evidence prior to age 71 (most companies only offer this feature to age 65); their Term 10 policy has an exchange option which allows the insured to exchange a Term 10 policy for a Term 20 policy without providing medical evidence. You can elect this option at any time prior to either the 5th policy anniversary or the policy anniversary nearest the policyholder's 60th birthday, whichever comes first.
RBC Insurance's term policies also have the following riders/benefits available as add-ons: accidental death benefit, guaranteed issue rider, waiver of premium rider, and children’s life insurance rider.
Below are examples of RBC Insurance’s Term 10 rates at $250,000 of coverage or visit our instant quote page:
Insured...........Standard Rates:....Preferred Rates:
35-yr male N/S:...$18.90/month........$13.95/month
45-yr male N/S:...$31.95/month........$25.20/month
55-yr male N/S:...$73.80/month........$54.45/month
Direct line: 905.248.4849 Email:
59, non smoker, looking for life insurance, could you provide me with a monthly quote
Hi Carol,
Thanks $250,000 for an age nearest 59 year old non smoker.
Standard rates are $89.44 a month and preferred rates are $63.79 a month.
Best Regards … Lorne
Hi
I am 37 year old and i am looking for term life insurance for me and my wife. could you provide me monthly quote.
Thanks for the note. We’ll be in touch soon by email. Regards,