Equitable Life Insurance Company of Canada

Address:

Equitable Life Insurance
One Westmount Road North
Waterloo, Ontario
N2J 4C7

Toll Free: 1-800-265-8878
Phone: 519-886-5110
Fax: 519-883-7404

Web Address: www.equitable.ca
Email Address:

As one of Canada’s top 15 life insurers, Equitable Life Insurance Company of Canada is one of the largest independent mutual and life insurance companies in Canada. For over 80 years it has provided its customers with not only financial protection but long-term ongoing stability and effective relationships. As a progressive and competitive organization, the firm is committed to providing the best possible and most suitable products to its policyholders. Having no shareholders, the policyholders are eligible for company dividends.

Individuals are offered life and health insurance such as participating, whole life, term life, and critical illness insurance. Retirement planning, commercial mortgages and savings services are also offered to individuals, tailored to their requirements. For small and medium-sized businesses, Equitable Life offers group benefits which include accidental death and dismemberment coverage, dental care coverage, short/long-term disability, and out-of-province/country travel assistance. Group savings vehicles and retirement services are available as well.

Their most outstanding product is their Term Plans, which are available in 10 and 20-year renewable and convertible policies. The 10YRCT provides level life insurance protection with guaranteed rates renewing every 10 years, while 20YRST provides the same protection every 20 years. Equitable Life operates in provinces from British Columbia to Ontario, in the Atlantic provinces, and since 1982, in Bermuda.

LSM Equitable Policy Reviews

Equitable Life’s participating whole life policy
Unlike non-participating whole life policies, participating whole life policies pay a dividend based on the profits of the company.
Equitable Life's Term 10 and Term 20 Plans
Equitable Life offers preferred rates on amounts over $250,000 for both smoker and non-smoker policies. The plans also have accidental death benefit, guaranteed issue rider, waiver of premium rider, and children’s life insurance rider.