General Life Insurance Tips
CAA Term Life Insurance: Not All It's Cracked Up to Be
When it comes to CAA Term Life Insurance it's best that you don't believe the hype.Corporate Owned Life Insurance
Personally owned, or corporately owned, that is the question, especially if you're a business owner considering the purchase of life insurance.Group vs. Individual Insurance
We've outlined the difference between an optional group insurance policy and an individual life insurance plan.Life Insurance - An Intangible Asset with a Tangible Effect
The article describes the true value of life insurance. Giving an example of how life insurance impacted a young family.O.M.A Group Life Insurance vs. Individual Life Insurance
Ontario Medical Association have been offering life insurance since 1956, underwritten by New York Life.Should I buy term insurance or permanent insurance?
Which life insurance is best, term or permanent? This is likely the most frequently asked life insurance question. Many insurance and financial “experts” will give a uniform answer, but reality is not so simple.The Seven Deadly Sins of Life Insurance
Do you know why you should avoid accidental death insurance and be aware of policy exclusions? We've put together a list of seven 'deadly' life insurance sins you have to know of before signing a contract.What is the Best Way to Buy Life Insurance in Canada?
LSM Insurance will help you determine the best route for buying a life insurance policy.Which insurance company is the best for you?
You would be surprised, but price is not the number one factor you should consider when choosing the right insurance company. It is obviously high on the list, but there more to it than selecting the company with the lowest premiums.Making Sure Your Family Gets Paid
You bought life insurance with the understanding that if you died your family would be protected. How do you make sure this happens? Understand your contract.Life Insurance for Small Children: Sensible or Silly?
By insuring you newest addition at a very young age you create a safety-net against the child developing future health issues. Once covered, always covered. There are other clever ways to financially leverage the child's policy for investment purposes.Key Person Insurance
Key person insurance can help preserve the value of your business and its continuation in the event of the death of a key stakeholder in the company. As a business owner, you may rely on a number of key people for the successful operation of your company. Many businesses have been built around the strengths and skills of a few individuals whose capital, energy, knowledge, or experience makes them a valuable asset to the organization.Using Life Insurance For Charitable Giving
It's natural that if we're successful, we want to give something back to the less fortunate and help them. Life insurance plans provide a way in which you can make larger gifts than you might though possible.
hi please let me my mom born 10june 1935 she never had insurance before in her life my dad passed last year is very hard for family ,now she thinking for life insurance plaese give me more informashion
thanks ginger
Thanks Ginger. I will send you a seperate email with some quotes. But please feel free to contact me to discuss further or set up a free consultation. Regards … Lorne
Thank you very much. I look forward to your phone call.
Sounds good. I sent you you my contact numbers in a seperate email or I’m happy to call you if you leave your number. Regards … Lorne
Hi, Can I have some more information on life insurance?
Thanks … Dhurata.
Sure. I recived your phone number in a seperate post I will contact you now. Regards … Lorne
Hi, I’m thinging to have a whole life insurance for me and my husband. Both of us are 66 years old and in good health.except he still smoke.Can you give me more info and also premium for another 30 years ?
thanks.
Hi Milagros,
I’m happy to help out with a quote.
I will send you a seperate email. Based on your age you and your husband would not qualify for a Term 30 policy but would qualify for a Term 100 plan (level premiums for life)
Regards … Lorne
My husband works for company who provides life insurance and extended benefits with Blue cross, he is thinking leaving the company, Just wondering if possible to continue the life insurance benefits and maybe extended benefits as well. Is it possible? what kind of cost we would be looking at .
thanks
Vinder
Hi Vinder,
Thanks for the note. Your group policy may have a conversion feature which allows you to continue the coverage without a medical. I will send you a separate email shortly. Thanks … Lorne
I’m looking for information about pre-paying my funeral costs. The funeral service I spoke to suggested I contact you or another such insurance company to get more information
Hi Faith,
Thanks for visiting our website.
I’m happy to help out with a quote. I will email shortly. Regards … Lorne