It was last October when I decided that it would be a good idea to protect my pay and acquire disability insurance to cover my greatest asset, my income. After searching the internet, I found LSM Insurance on the web and quickly realized that I was at the right website.

Lorne referred me to Andrew Burdi, LSM's living benefit expert, who took the time to explain how I could protect my retirement from life's uncerta­inties, such as cancer, heart attacks or simply being too hurt or sick to work.

We set a meeting and Andrew came to my house and we went through evaluating my needs in the event of a critical illness and or disability. We applied for coverage and I was approved.

Ninety days had passed since Andrew delivered my critical illness policy and it was time for my annual physical. Unfortunately, testing concluded that I had advanced colon cancer. Within 5 days of being diagnosed, I had to go for surgery.

Fortunately I took Andrew's recom­mendation. Andrew asked me if I was comfortable with the idea to have him come to the hospital to complete the claim forms to get things moving. I signed off to have Andrew assist me with the claim and he was instrumental in doing just that, gathering information then calling all the specialists involved.

Today I am fortunate enough to have a $ 100,000 tax free cheque delivered to me by Andrew Burdi from LSM to simply allow me to focus on getting better which give me the financial freedom to focus on my recovery which is now my first priority.

Four months ago I knew nothing about critical illness coverage until I met with LSM. Thanks to Andrew and LSM today I received a cheque for $ 100,000.

Thank you again for all your support and your willingness to assist with the claim personally.

Warm regards,

Susan Mast

When selecting life and disability insurance, I was fortunate enough to engage Jack Bendahan of LSM Insurance. Jack’s professionalism and enthusiasm made me feel immediately that I had chosen the right individual to represent me. I would highly recommend Jack and LSM Insurance to anyone seeking competent insurance representation and advice.

Scott Phillips

Jack Bendahan of LSM Insurance facilitated two (2) insurance policies that fit my financial needs and lifestyle in 2006. After signing the policies, my dealings with Jack and LSM never ended as he referred me to someone who helped me buy a house and he also gave me tips regarding insurance mortgage. He is not like a car salesman where once a deal is closed, you are basically on your own. Jack will not stop being a professional insurance/financial advisor as soon as he closed his own deal(s). He will see to it that he will be there for any assistance that you require within his expertise and reliable network. For my friends, acquaintances and work colleagues who've asked me for a financial advisor, I never hesitated in giving them Jack's contact information.

Dags Marasigan, PMP

Although we both had life insurance with our employers, my husband and I always wanted to make sure we had extra life insurance especially with young children and a mortgage. Once the children grew up, graduated and got married we realized we did not need as extensive coverage. Our former Insurance Company was not able to provide us with suitable and more practical options except for raising our premiums because of our ages and never answering our telephone calls. We looked around for alternate Insurers and found Jack Bendahan “The Life Man” of LSM Insurance. We found him to be a very personable and professional young man who met with us in our own home to discuss the various options available. It is comforting to know that our life insurance needs have been addressed based on our changing circumstances and that Jack is always readily available should we have any questions.

Mary and Phil F.

You have a truly excellent website.

I used it to compare personal tax rates at different pay scales, and I used it to estimate term insurance needs for a business buy-out.

Well done, and I sincerely wish you all the success you deserve.

John Gibeau
Honeybee Centre
Surrey, B.C.

Syed M. Raza of LSM Insurance is one of the most patient and understanding individuals I've dealt with.

It was my first time getting a life insurance and he made it extremely easy and straight forward. There was no pressure and he made the process go very smoothly. I would certainly recommend LSM Insurance to any future individuals who may need insurance. Thank you Syed for a wonderful stress-free experience.

Queen Cruz Espiritu

Jack of LSM Insurance is one of the very few honest and knowledgeable insurance persons out there. My wife, Farzana and I were shopping for insurance back in 2006 when we came across LSM Insurance and Jack. He gave us all the time we needed and went through the various options in great detail and answered all questions to our satisfaction. In 2009, we were blessed with a baby girl and have since purchased a second policy through LSM Insurance. Jack is very passionate about his job and and is truly the „LIFE MAN“.

Best regards,

Riyaz V

I was looking around on the internet when suddenly I saw the LSM Company website, and they immediately contacted me through MR. SYED RAZA. With his exceptional patience and warm accommodations, I felt very comfortable with the service he gave me and he answered all the questions about my existing Life Insurance, through him I’ve learned so many things and the best part is that he never pushed me to take anything from his presentation. He gave me enough time to choose and know what I really needed at that time. May I mention too, that unlike other agents that will just call you because you haven’t bought anything from them yet, I’m very proud to say that until now, SYED and I are still communicating after I decided what to get. For that, I will definitely recommend him to anybody. Thank you Syed, you’ve really given me a two thumbs-up service!

Marieta Medina

I’ve always had my insurances paid for by the company I work for and I always ended up continuing it when it is time to sever ties. When I felt the need to have another insurance, I did not know anyone in the industry. I was lucky enough to have googled the right provider - LSM Insurance - and met Syed Raza, who is a warm, professional, and very patient person. Syed never pushes you to sign up. That I find really amazing as most agents would push me to decide. He took time to visit me in my office to explain the details. Until now, Syed still continues to provide answers to my queries and I have been grateful to him for that.

I have recommended Syed Raza and LSM Insurance to the people I know and will not hesitate to that in the future. I am very happy with the excellent service and care that I have received.

Cristina E. Ozoa

On our web search for life insurance, we were fortunate enough to meet Syed M. Raza of LSM Insurance. He patiently listened our needs and concerns and hence provided us with the best solution and advice suited uniquely to what we had desired for the financial security of my family. I recommend the services and help of Syed Raza at LSM Insurance to anyone who is looking for financial security and peace of mind."

Regards,
Haider Ali

I work with LSM Insurance on the paramedical side of the industry. Quality Underwriting Services set up the insurance medicals. The LSM team are very easy to work with as they always prepare their clients for the medical procedure prior to our health team going out. This preparation is key and the reason for successful and smooth appointments for their valued clients.

Ms Robbie Gardner RN
Vice- President Marketing
Quality Underwriting Services Ltd.
3 Centre Street, Ste. 206
Markham, ON. L3P 3P9

I've known Lorne and his team at LSM Insurance for over seven years. They always deliver outstanding service and provide unbiased, quality advice, ensuring you get the best life and living benefit insurance plans available.

See the full letter of Paul Rogers here.

I couldn't be more pleased with the service provided by LSM and Lorne Marr. Lorne has been looking after my family's insurance needs for many years.

His service has always been outstanding and I would highly recommend anyone seeking to purchase insurance place a call to LSM and speak with Lorne.

Full letter of Stephanie Burkholder

I wanted to thank you for the excellent service you provided. You were very thorough in your explanations and I wouldn't hesitate to refer you in the future.

Full letter of Fred Cross

I just wanted to touch base and thank you again for your help in solving our insurance needs. As you know, I had difficulty obtaining insurance in the past and I really appreciate you searching the different insurance companies in order to get me a life insurance plan at an affordable rate. The service was also excellent through the application process.

Full letter of Michalle Snyder-Salehi

I have been a client of LSM Insurance for several years.

I first met Lorne shortly after I was declined for life insurance in 2002. As my family's primary breadwinner I applied for mortgage life insurance to protect myself and my three young children if anything should happen to me.

In keeping with the standard insurance processes I underwent medical exams and provided some blood samples. I received a letter from the insurance company that I was denied coverage. It turned out I had diabetes. My wife was very upset - we were concerned with how our expenses would be paid if I died.

Thankfully due to a change in lifestyle my health greatly improved and Lorne was able to shop the market and get me a terrific plan at a great place.

I have been very impressed with the service provided by Lorne and the LSM team - his follow up has been excellent.

- Full letter of Howard Ublansky

Lorne was highly recommended for our insurance needs and our first meeting confirmed what we were looking for: integrity, honesty, competency and affordable products.

Also throughout the process, Lorne kept us informed on the status of the application and was involved in clearing all obstacles. This is what we really appreciated, as his follow-up was 110%.

With this kind of service and dedication, there is no doubt that we will be with Lorne for the rest of our lives.

Your tax calculator is GREAT and the information on your site is even better.

As a self employed business person  – time is a valuable commodity. What I like most about your site is the information is laid out in an easy understandable format without a lot of fluff.

It's been a pleasure having you handle our family's insurance needs. You had a real interest in finding out about our aspirations and goals and took the time to find the best possible solution.

You put the „pro“ in professional and we look forward to working with you and the future.

Full letter of John and Linda Bewer

I wanted to thank you for doing such a terrific job in servicing my family's insurance needs. You made the entire process fun and easy and you gave us the best rate on the market.

I was also very pleasantly surprised to hear I won a brand new iPod. Thanks again and keep up the terrific work .

Full letter of Falak Patel

I have been very happy with LSM Insurance. Not only did I get an immediate quote to my insurance inquiry, but Lorne followed up promptly and finalized everything in the comfort of my own home. He also got me the best deal out there.

Thanks for everything.

Jackie

I wanted to express my sincere gratitude for the way you and your team handled my wife's death claim on her insurance policy. It is my belief the measure of an insurance broker is his/her responsiveness at a time of need.

When my wife passed away I contacted your office and you treated my claim as a top priority. You returned my call immediately to get the claim process started and provided a clear and concise summary of what documents were needed to have the policy pay out as quickly as possible. You walked me through every step of the process and I sincerely thank you for being so available, attentive and courteous during such a challenging period in my life.

Full letter of Wade Rumbolt

We have been clients of Lorne Marr for over nine years, and we have always found him very responsive to all our insurance and financial needs.

I would strongly recommend Lorne S. Marr and LSMInsurance to anyone looking at reviewing their life or health insurance needs.

Lorne's service is first rate - his website is filled with value-packed information on life, disability and critical illness insurance. I found your insurance needs calculator very user friendly and I was able get an instant life insurance quote in seconds.

It's easy to see why your firm is a leader in the industry.

We want to thank you for the excellent customer service and value of your products. We are particularly happy with YOU as our agent. You have been very informative and have met all of our needs in a timely manner. I will continue to refer you without hesitation!

If you are considering purchasing any Financial or Insurance Product and Services, then there is only ONE person that you should consider dealing with and that person is: Mr. Lorne S. Marr of Lorne Marr Insurance Services Ltd.

I have been a client of Lorne's for three years and have been extremely happy with his service.

Lorne's approach is straightforward and is time friendly. It's a great feeling to know I have a first rate professional looking after my insurance and financial needs.

Thank you for all your help!

You were referred to us by a friend and we were thrilled with the level of service you provided.

You made the entire process of buying insurance enjoyable and you saved us money in the process.

- Raymond & Shauran Ramdihal

We were very pleased with the service provided by Lorne Marr.

He was persistent without being pushy and helped us get a great plan at a great price.

After the SARS outbreak last year, my wife and I looked at our existing insurance coverage and questioned whether it was sufficient. We called on you to evaluate our coverage, and were impressed with your knowledge and expertise. We found you very pleasant to work with, and were pleased that you were available to us for appointments and times that were convenient for us.

Thank you again for your skilled and kind assistance.

Lorne Marr was referred to me by a close friend.

I had spoken with several insurance people prior to meeting with Lorne and I was very impressed with his straightforward approach.

I am very pleased with the plan he set up. It's easy to see why he has become so successful and I would not hesitate to refer others looking for insurance and investment solutions to him.

I had originally shopped for insurance on line and I had come across your website.

Your service has been outstanding and you helping me get an exceptional rate on my life insurance.

I look forward to working with you in the future.

Full letter of Lewis Lee