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We’ve Got The Answers: I Was Recently Declined, What Are My Options?

February 27th, 2017

Today’s Question: I was recently declined for Life Insurance, what are my options?
If you were recently declined for life insurance, there is no need to panic; there are options. You need to first figure out why you were declined – doing so will aid you in taking the next few steps. If you were declined for a significant reason, i.e., any serious medical condition, you may want to look into a No-Medical Insurance Policy. For less serious medical conditions, you may qualify for Simplified Issue Policy.
The key is to find a Broker that can help guide you through the necessary steps to take after you have been declined, in order to ensure you receive the best policy for your particular situation.
More Life Insurance questions? We have more answers here!

LSM Insurance Helps Cricketers raise funds for Haiti victims

March 9th, 2010

Nearly 200 players including under-19 and women cricket players attended the opening ceremony of a three-week cricket tournament in Toronto will be played to help raise awareness and funds for the disaster relief effort in Haiti.

(LSM Insurance Helps Cricketers raise funds for Haiti victims continued...)

Funny Insurance Commercials 3

October 12th, 2009

The first six humorous TV spots with insurance as the main point comes to an end with the last two videos. This time the entertainment comes from the USA and the Netherlands.


Nationwide Mutual Insurance Company groups together a number of insurance companies that deal with everything from life to fire insurance. Anything can happen to you – and that’s exactly what their advert is about.

Centraal Baheer

Another participant from the Netherlands in our mini-series gives us this somewhat exotic commercial. This one is part of their campaign of short, witty commercials, which has run for about 15 years, showing people in pretty unpleasant situations. One of the funniest ever is related to – acupuncture treatment. What should you do when one choice is obviously worse than the other? Let’s call Apeldoorn! (“Even Apeldoorn bellen” in Dutch – Apeldoorn is the company’s hometown.)

Funny Insurance Commercials 2

October 3rd, 2009

As promised, we continue our funny insurance commercials mini-series with another two episodes, this time with insurers from the Netherlands and South Africa.

Delta Lloyd

This spot from less known Dutch insurance company (part of the Delta Lloyd Group, owned by Aviva) shows how much confidence you can gain with a proper life insurance policy in your pocket.

1st for Women

Some seven years ago people in the South African Telesure Investment Holdings realized that women are much safer drivers than men and tailored a whole new range of product for them under the 1st for Women brand. They also released this spot for men to understand why they are not as great drivers as they may believe.

Funny Insurance Commercials

September 26th, 2009

Although the world of insurance may seem boring and rather conservative to the onlookers, We—agents, advisers, brokers – simply those who live in the world of insurance rates, quotes, and premiums—we know the truth! Insurance is an exciting and vibrant industry.

You may not have realized that insurance TV commercials are some of the funniest out there. We are constantly fishing for the best ones to share with you in our new series on funny insurance commercials. Enjoy the first couple from Sweden and Canada and feel free to submit your favourite insurance-related TV or print ad in the comments.

(Funny Insurance Commercials continued...) | 3 comments

CityTV Talks Life Insurance With Lorne Marr

October 22nd, 2008
(CityTV Talks Life Insurance With Lorne Marr continued...) | 4 comments

LSM Insurance featured on CBC National News!

July 18th, 2008

We have been featured for our efforts to help employees reduce commuting, save on fuel costs, reduce pollution and enjoy life more: we have instituted a voluntary 4 day work week. And our staff love it.

CBC radio also produced a story about our four day work week in July. Listen in by pressing the play button below.

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Office 1-866-899-4849, 905.248.4849 Fax 905.300.4848

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