Universal Health Care is a source of national pride for many Canadians, but it still doesn’t cover everything. In subtle ways, government-sponsored health plans vary in what they cover between provinces, so LSM took the liberty of laying out what you do and don’t get.
This way, you can make an informed decision when it comes to buying supplemental health insurance to fill in the gaps that exist in the health coverage in your province.
Marijuana legalization has been a major political talking point in Canada recently. But, what many people don’t know is that marijuana use for medical purposes has been legal in Canada ever since 2000, when a landmark court ruling struck down the prohibition of medical marijuana.
The use of marijuana, also known as cannabis, as a medicinal drug dates back centuries in many cultures. More recent studies have shown that marijuana can provide medical therapy for a myriad of diseases, ...
Nunavut is the newest territory in Canada and it too has a territorial health insurance plan. The plan is called The Nunavut Healthcare Plan and is available to all residents of Nunavut.
What Does the Nunavut Healthcare Plan Cover?Physician's diagnosis and treatment of medical illnesses or injury
Surgery including surgical assistance and anesthetic services where required
Obstetrical care, which includes pre- and post-natal care
Eye exams and surgery performed by an ...
The provincial health plan in the Yukon is called the Yukon Healthcare Insurance Plan, and it is available to all permanent residents of the Yukon Territory.
What the Yukon Healthcare Insurance Plan CoversAll physician services required by a doctor, including pregnancy
Medical and surgical supplies and equipment
Dentures and rebases every five years
Dental surgical procedures that are performed in hospital
Standard accommodation and meals in ...
Saskatchewan was the first province in Canada to introduce government-funded healthcare in 1946. It's the main reason Tommy Douglas, their premiere at the time, was named "The Greatest Canadian" by CBC.Their health plan is called Saskatchewan Health, and all permanent residents of the province are eligible.
What Does Saskatchewan Health Cover?All inpatient and outpatient services provided by a physician
Occupational therapy and physiotherapy
Mammography screening for ...
The provincial health insurance plan in Prince Edward Island is known as Health PEI and it covers a variety of health services for PEI residents.
What Does Health PEI Cover?Most services administered by a physician in a hospital, doctor's office or patient's home.
Medically necessary services
Obstetrical services, including newborn, pre- and post-natal care
Medically required oral surgery that is performed by a physician in a hospital
Male and female ...
OHIP covers emergency services
outside of Ontario on a limited basis.
Ontario's Health Insurance Plan is known colloquially as OHIP.
In order to be eligible, you mustbe a Canadian citizen, permanent resident, or among one of the newcomer-to-Canada groups who are eligible for OHIP as set out in Ontario’s Health Insurance Act. Plus, you mustbe physically present in Ontario for 153 days in any 12-month period andbe physically present in Ontario for at least 153 ...
Residents of Nova Scotia are covered by the Medical Services Insurance Program (MSI), which makes them eligible for medically required health services, such as medical, dental, hospital, and optometrist services. The optometrist services are limited, however. If you are a visitor to Nova Scotia from outside the country, you will only receive coverage for rudimentary emergency services, so you should definitely consider travel insurance if you are planning a vacation there.
Drugs aren't usually covered
in the Northwest Territories.
The Northwest Territories provides its residents with federal health benefits through the Northwest Territories Healthcare Plan. The following is an examination of what the plan actually covers when it comes right down to it.
What is CoveredDiagnosis and treatment of illness and injury, including surgery
Eye exams and procedures done by an ophthalmologist
Obstetrics, including pre- and post-natal care
Newfoundland and Labrador provides
coverage for nursing care.
Newfoundland and Labrador provides its citizens with a health care plan called the Medical Care Plan. Below is a point-by-point breakdown of what the plan actually covers.
What is CoveredHospital and doctor visits
Surgical, diagnostic, and therapeutic procedures that include full pre-operation and post-operation care, along with the full maternity care process
Some surgical dental procedures that are deemed ...
To receive New Brunswick's health plan, Medicare, you must be a permanent resident of the province and not a student, tourist, or visitor.
What is Covered?Most procedures preformed by a doctor in a doctor's office or hospital
A limited amount of dental procedures that are medically needed and preformed in a hospital; however, extractions and dental work performed in a hospital are not covered, but the anesthesia may be covered(more…)
Manitoba's provincial medical coverage is known as Manitoba Health. It is open to all permanent residents of Manitoba as long as they have lived there for at least six months. Ironically, the Pharmacare subsidy program has the same name as the drug coverage tier of B.C.'s provincial health plan.
What Does Manitoba Cover?Doctor services
anesthetic and surgery
X-ray and lab tests that are required by a doctor
One eye exam every two years for those under 19 and ...
B.C. has one of the most
comprehensive drug programs
in the country.
The B.C. provincial health insurance plan, called Health Insurance B.C., started as universal public medical insurance in 1968, although letters were written by the provincial government to urge the federal government to institute a nationwide health insurance plan as early as 1922.
It is a three-tired system consisting of the Medical Services Plan, which is mandatory for all B.C. residents and their dependents and ...
The Alberta Health Plan is commonly referred to as AHCIP in the province, which stands for Alberta Health Care Insurance Plan. It was one of the first provinces to offer public hospital care, coming in after Saskatchewan became the first in 1946 by following it in 1950.
Below is a breakdown of what they currently offer:
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