A Closer Look: CPP Term Plans

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Since June 2006, Canadian Protection Plan [CPP] has offered various term life insurance plans underwritten by Unity Life. The flagship plans in CPP’s lineup are Deferred Term, Simplified Term and Simplified Term Plus.They are all available without a medical and can be purchased online or through a broker. 

The flagship plans in CPP’s lineup are Deferred Term, Simplified Term and Simplified Term Plus.They are all available without a medical and can be purchased online, or through a broker.

Before you choose a plan that works for you, take a closer look and see what each one means for your financial future.

Deferred Term

  • There’s only a handful of health questions, but be aware of the stringent height and weight table.
  • The death benefit is limited to a return of the premium (plus interest) in the first two years of the policy, unless the death is accidental.
  • The maximum face amount is $100,000.

Simplified Term

  • It comes with a wide range of health questions, but there’s still no medical assessment.
  • The death benefit starts from day one.
  • Face amounts up to $150,000

Simplified Term Plus

  • Plus has the lowest premiums in CPP’s simplified insurance lineup, but has the widest range of medical questions as well.
  • The death benefit starts from day one.
  • Face amounts up to $150,000

For a free quote, go to our Instant Quote Page or call me directly at 1.866.899.4849.

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Edna
Edna

Thank you.

Edna
Edna

My husband has been diagnosed with cancer this week at age 67 and we wonder whether we can claim critical illness on our Sears account CPP insurance for which we have paid premiums for many years also what else is covered under this insurance.

Thank you for your assistance.

EW

Randy
Randy

I’m interested in insuring myself and my family as well as being able to offer a plan to members of my Real Estate brokerage.

I’m 39 yrs old…in pretty good health, occasional smoker over the years, social drinker. I take a prescription meds (codeine contin) as a result of bowel surgery I had 10 yrs ago…

What would the best coverage for me be? I have two kids 10 and 11 as well as a live in girlfriend. My average income is and has been $65K-120k over the past 5yrs.

Looking for assistance…
Thank you.

L Kapala
L Kapala

more information on life insurae esp. for couples, that is availabe.
also does the benificiary has to be spouse

Sylvester
Sylvester

I am in my late 60’s and interested in simplified issue coverage policy.I am non smoker and have no serious illness.Please provide me the list of rates. Thanks,

Sylvester

markus downey
markus downey

please contact me about life insurnce at age 72 term life up to age 100.

Michael Good
Michael Good

Hi: I am a 55 year old male. I work as a Funeral Home Assistant, as well as being self-employed as a cater. I have a monthly income of 2500.00 – 3000.00. I am interested if C.P.P.has a plan to cover loss income due to an accident or illness.
Thanks.

Bev
Bev

Interested in getting a term insurance quote.

thanks Bev