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Insurance Makes No Sense: LSM Insurance quoted in November 2007 Money Sense Magazine

Every time you turn on the news you hear about people dying in accidents. So it's no wonder that many of us buy accidental death insurance, either as a stand-alone policy, or as a rider on an existing policy. The insurance is designed to provide for your family should you be killed in a mishap, such as a car crash or fall. "There's only one problem with accidental death insurance," LSM expert says. "It doesn't make any sense." Accidental deaths are rare, accounting for only ...
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A healthy workplace pays returns – LSM Insurance quoted in Insurance Journal again

When Professor Michael Leiter predicts a 10% return, he mean yield from a different investment than normally discussed by financial advisors, and when he mentions 'resources', he does not mean commodity investment or the mutual fund category. What he is referring to is the direct connection between a healthy workplace and efficient and motivated employees. Prof. Leiter says his research demonstrates connections between an individual's professional efficiency and work style. "The ...
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What to Look out for When Buying Critical Illness Insurance

We have a new, very informative article about buying critical illness insurance up in the life insurance tips section. Feel free to take a look!
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Life-Insurance

New Insurance Tips section

We have a new life insurance tips section up and running, where we're putting articles written by Lorne S. Marr and his associates to help you find the right insurance at the right price, with the right guarantees. We'll also be posting health insurance tips there. Check it out now!
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New Canadian Guaranteed Investment Funds

RBC Insurance announced the introduction of RBC Insurance Guaranteed Investment Funds on Monday, available for sale beginning immediately. RBC Insurance has selected 12 leading underlying mutual funds from the RBC Asset Management Inc. fund line-up for its segregated funds. Four portfolios have also been created, using these funds, to provide an innovative investment choice for consumers seeking the growth potential of mutual funds, with the security of a principal guarantee. As ...
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Real & Dorothy Duteau

Lorne was highly recommended for our insurance needs and our first meeting confirmed what we were looking for: integrity, honesty, competency and affordable products. Also throughout the process, Lorne kept us informed on the status of the application and was involved in clearing all obstacles. This is what we really appreciated, as his follow-up was 110%." With this kind of service and dedication, there is no doubt that we will be with Lorne for the rest of our ...
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Four Canadian Insurance Buyers Guides online now – FREE

We have posted four special custom guides for buyers of Whole Life Insurance in Canada, Universal Life Insurance in Canada, Disability insurance in Canada and Long Term Care Insurance in Canada. For the moment for your convenience, each insurance guide is linked in the left hand column.
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Disability Insurance in Canada:5 Essential Buyers Tips

Disability insurance provides you with a monthly tax free income in the event that you are unable to work due to an injury and/or illness. There are several variables to examine when purchasing a disability insurance policy; the following 5 tips will help you choose the plan that is right for you: Determine if the coverage is injury only or injury and sickness disability protection. Injury and sickness disability coverage provides much more complete coverage and pays out your monthly ...
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Universal Life Insurance in Canada:Five Essential Tips for Buyers

Universal Life Insurance provides with you an extremely flexible form of life insurance. You can vary your monthly deposit, choose a level or increasing death benefit options, as well as tailor your investment choices within a tax sheltered account. When purchasing a universal life policy, there are many variables to examine. The following five tips can assist in the process: Determine whether you want a level cost of insurance (COI) or increasing cost of insurance. A level ...
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Whole life insurance in Canada:5 Essential Tips for Buyers

Whole life insurance provides peace of mind by delivering permanent coverage at a guaranteed rate. However, there are many variables to examine before purchasing a whole life insurance policy. The following 5 tips can assist in the process. Whole life policies are generally much more expensive in nature and you want to make sure that you want coverage for life and that you're able to afford the premium. If you cancel the policy in the early years, you'll be losing the ...
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