La Capitale

Top 10 Canadian Life Insurance Companies 2014

Last year, based on findings from Financial Post Business Magazine in June 2014, LSM Insurance is releasing its list of The Top 10 Life Insurance Companies for 2014. Not much has changed from last year. Great West-Life Co. still has the top spot, followed by Manulife Financial, Sun Life, and Industrial Alliance in the top...
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Simplified Issue Crititical Illness Term 10 Coverage

La Capitale offers a simplified issue critical illness term 10 policy called Second Chance. The policy is available to applicants aged 18 to 60 and at face amounts of 10,000, 25,000, and $50,000 worth of coverage. The premiums are level for ten years, and the plan is guaranteed renewable. The plan covers six illnesses, and...
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Term Life Insurance for Children

Most parents looking for life insurance for their children are looking for permanent policies where the coverage remains level for the insured child’s lifetime. Many of these whole life or universal policies can be paid up in a limited number of years and build a cash value. However, some parents are looking for more basic coverage...
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Term Life Insurance: Which Companies Offer Preferred Rates?

Preferred rates are offered to individuals who are in very good health who have exemplary family health history. Preferred rates can lower insurance premiums by up to 35 per cent. You can find more details on whether you are likely to qualify for preferred rates here. The following is a listing of the leading life insurance...
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The Top 20 Life Insurance Companies 2012

There are many life insurers in Canada, but only those with the highest revenue, premium income, profits and asset value make the Top 20 in the country. According to the June 2012 issue of Financial Post Business Magazine, number 20 is Penncorp Life Insurance Company. Penncorp specializes in disability insurance for Canada’s blue and grey...
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La Capitale New Rate for 5-Year GIC

La Capitale has announced a new rate for a 5-year Plus GIC. Their rate for a GIC investment of $25,000 or more has become 3.20%, which translates into an increase of 0.20%. The rate is non-redeemable and is available for registered and non-registered accounts.
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La Capitale’s Non-Medical Whole Life Insurance Policy

La Capitale offers a Non-medical, Simplified Issue life insurance policy to applicants between the ages of 40 and 80. The policy face amounts can be between $2,500 and $25,000. The death benefit on the policy is limited in the first two policy years, in the event of a non-accidental death, to a return of premium...
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25-Year Term Insurance in Canada: Who Has the Best Rates

Unity Life of Canada joined the Foresters family in April 2008 and as of Jan 23 2012 changed their name to Foresters Life Insurance Company. 25-year term policies provide level premiums for the first 25 policy years. Most policies are renewable and convertible, meaning the coverage can be renewed at the end of the 25...
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La Capitale’s Broader Access to Best Doctors

La Capitale offers extended access to Best Doctors. Best Doctors is a service that’s often offered as part of countless Critical Illness insurance plans. It is a medical diagnosis and treatment consultation resource featuring an internationally recognized group of top specialists from within the country. They provide second opinions and advise on treatment plans to...
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Changes to Whole Life Insurance Marketplace In Canada

Talk to your insurance broker about the changes to the Whole Life market. The Insurance and Investment Journal gave a snapshot summary of some of the enhancements to the Canadian Whole Life insurance market. Assumption Life has introduced a new participating Whole Life policy, which is available on a lifetime pay or 20-year pay basis....
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