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6 Insurance Policies Self-Employed Professionals Should Consider

Being self-employed has its perks. You have a flexible schedule, control your own income potential and make decisions based on your own self-interests. But, when it comes to being insured, that’s where being self-employed can be a little tricky. Working for an employer usually allows you to be a part of a group insurance plan that covers you and your family for a variety of insurance products. If you decide to take the self-employed route, you will usually be cut off from these group ...
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Travelance is Launching New Seniors Emergency Medical Insurance Plan

Travelance is launching their new Seniors Emergency Medical Insurance Plan Travelance is a marketer and distributor of travel insurance products that offers a variety of travel insurance plans at affordable prices no matter what your travel plans are, including trip cancellation/interruption, trip delay, baggage, air flight accident, and more! Emergency medical insurance plans are available to both visitors to Canada who are ineligible for coverage under Canada’s public health care ...
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Bringing Families Together with the Parent or Grandparent Super Visa

It has never been easier to visit Canadian family members. Photo by Luciano Meirelles Those travelling to Canada from other countries know that the typical travel visa allows you to stay for a maximum of six months before you have to apply for a new visa and pay a new fee. However, if you're the parent or grandparent of a Canadian citizen, there's a way you can visit your family for a longer period without having to renew your visa. It's called the Super Visa and it allows eligible ...
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The Top 5 Life Insurance Loopholes with Ellen Roseman

Ellen Roseman gives us the lowdown on five life insurance loopholes. Life insurance is a difficult concept to wrap one's head around. But even when you think you have more than a basic understanding, insurance contracts are embedded with many loopholes and restrictions that often trip up consumers. As the personal finance columnist for the Toronto Star, Ellen Roseman has written about every one of them, so we invited her to take us through them all and share her candid advice on how to ...
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Travel Insurance for Pregnant Women

Did you know that the safest time to travel is between 18 and 24 weeks in the second trimester? In fact, many airlines restrict travel in late stages of pregnancy or may require a written confirmation from a physician. It's important to note that most insurers generally do not consider a normal pregnancy to be an "illness" or a "sickness." Instead, they consider it to be a condition that you chose to have. This means that for the most part, the normal consequences of a pregnancy are not ...
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Travel Insurance: Super Visa in Year Two

Excel Financial Group has released clarification on TIC's Super Visa travel insurance program in its second year of operation. In order to qualify in the second year, clients must have private medical insurance from a Canadian insurance company that's valid for at least one year,covers health care, hospitalization, and repatriation, provides a minimum coverage of $100,000, is valid for each entry to Canada, and is available for review by a port of entry officer. The Travel and Health ...
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Bring Your Family Together in Only Eight Weeks with Super Visa

Parental sponsorship for visitation to Canada from Canadian citizens or permanent residents can take up to eight years, but the Canadian Government has introduced a fast track plan that can reduce that time to within eight weeks. It's called Super Visa and it's a multiple-entry visa for parents and grandparents of citizens and permanent residents of Canada. It's valid for up to ten years and holders of the visa can stay up to 24 months at a time. "From a wait that was once eight years ...
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