Life insurance


Looking for an
innovative and flexible
employee benefits plan?

For existing claims please call 1 888 626 8543. For new policy inquires please call 1 866 899 4849.

Manulife Canada Group Benefits
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Did You Know? Over 50% of our clients appreciate a savings of 30% or more on their group benefits premiums!

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A company group benefit plan shares the financial risk of health related expenses among the group of employees, under one contract, who pay into a fund or pool.

When a employer has a Group Benefits Plan in place for their employees, any member of the group who becomes ill or requires services is financially compensated by the plan according to the terms laid out in the contract between the employer and the insurance company.

Family members of employees are also covered under the plan as specified by the contract.

Advantages to Providing a Group Benefits Plan to Your Employees

  1. a competitive edge in the job market.
    You attract and retain employees, which helps minimize costs associated with high turnover.
  2. access to insurance at a reduced cost
    compared to most health and dental individual insurance plans. Group plans do not discriminate and are not anti-selective, offering all participants the same benefit plan.
  3. a cost effective method to protect employees.
    Increased productivity and higher morale by providing financial security and support to employees.
  4. a tax effective form of compensation.
    Most premiums an employer pays are tax deductible as a business expense.

A company group benefit plan shares the financial risk of health related expenses among the group of employees, under one contract, who pay into a fund or pool.

What Clients Say

Real & Dorothy Duteau
Real & Dorothy Duteau

LSM Insurance team was highly recommended for our insurance needs and our first meeting confirmed what we were looking for: integrity, honesty, competency and affordable products.

Also throughout the process, the LSM Insurance team kept us informed on the status of the application and was involved in clearing all obstacles. This is what we really appreciated, as his follow-up was 110%.

With this kind of service and dedication, there is no doubt that we will be with LSM Insurance for the rest of our lives.

Mario Mavrides
Mario Mavrides

I have been a client of LSM Insurance for three years and have been extremely happy with his service.

Their approach is straightforward and is time friendly. It’s a great feeling to know I have a first rate professional looking after my insurance and financial needs.

Arthur Balaniuk

LSM Insurance was referred to me by a close friend.

I had spoken with several insurance people prior to meeting with LSM team and I was very impressed with their straightforward approach.

I am very pleased with the plan he set up. It’s easy to see why they have become so successful and I would not hesitate to refer others looking for insurance and investment solutions to LSM Insurance.

Maher Rizkalla
Maher and Salwa Rizkalla

We have been clients of LSM Insurance for over nine years, and we have always found LSM team very responsive to all our insurance and financial needs.